Mortgage Rate Assumptions
- Rates shown assume a purchase transaction.
- Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
- Rates may be higher for loan amounts under $300,000. Please call for details.
- Rates are subject to change without notice.
- Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
- Subject to underwriter approval; not all applicants will be approved.
- Fees and charges apply.
- Assumes – 40 Day Rate Lock.
- Rates based on Texas properties.
- Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
- Restrictions may apply.