Mortgage Rate Assumptions

  • Rates shown assume a purchase transaction.
  • Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
  • Rates may be higher for loan amounts under $300,000. Please call for details.
  • Rates are subject to change without notice.
  • Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
  • Subject to underwriter approval; not all applicants will be approved.
  • Fees and charges apply.
  • Assumes – 40 Day Rate Lock.
  • Rates based on Texas properties.
  • Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
  • Restrictions may apply.

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