Capital Home Mortgage Beaumont

Beaumont Manufactured Home Loans

Beaumont Manufactured home Lender

Beaumont Manufactured Home Loans

Manufactured homes are a terrific way to enter the Beaumont housing market if you want something affordable. You can finance your new home with prefabricated home loans and get a fantastic property for a small portion of the cost of a traditional home. Manufactured home loans are available through several different lenders, so comparing rates and terms is crucial before deciding on a loan. Fortunately, with Capital Home Mortgage, we can help you find the best-manufactured home loan for your needs and get you the lowest interest rate possible. As a direct lender, we offer the maximum financing for manufactured home purchases. While we have various loan programs, here’s an overview of our one-time close construction loan, which you may be interested in.

One-Time Close Loan Construction Loan

Many different loans can help you with your purchase, and a one-time close construction loan is the perfect option for those looking to finance their new manufactured home. As the term suggests, this loan allows you to invest in your home and build it all in one transaction. It only means you won’t have to go through the hassle and expense of getting a construction loan and then a separate mortgage loan. Construction loans are tough to get. Fortunately, with a one-time close construction loan, you only have to go through the application and approval process, saving time by avoiding having multiple loans compared with traditional means of obtaining funds for building projects. Additionally, it offers single funding that allows your desired rate on both purchases to be locked in at an OTC mortgage rate. Furthermore, this one-time close loan is your best option if you don’t own property or lots. This loan will allow purchasing a manufactured home and place it on land you’re leasing or already own. What’s best is it can be used on new or pre-owned manufactured homes. However, the catch is that you can only apply for it if the land you have and the county you’re at allow manufacturing homes.

Benefits of OTC for Manufactured Homes

Choosing a Beaumont one-time closing loan has several benefits compared to other financing forms. One is that you’ll only have to work with one lender throughout the process. You’ll save time and money, and the procedure will be more straightforward. Another advantage is that one-time close loans typically have lower interest rates than traditional construction loans, making it easier to afford your monthly payments. OTC loans offer more flexible terms and conditions than traditional construction loans so that you can adapt your loan to your unique needs. And finally, with the convenience of its one-time underwriting and closing, you’ll be able to move into your new manufactured home faster than if you had to get separate loans for the land and the home.

Acquire a Manufactured Home in Beaumont Today

At Capital Home Mortgage, we understand that your manufactured home is a significant investment. That’s why we offer competitive interest rates, flexible underwriting, and personalized client services to ensure you get the best loan possible. Contact us at (409) 242-5530 to learn more about our one-time close construction loan program in Beaumont.
Why Beaumont HomeBuyers are Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Mortgage Payment

Beaumont Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness
Texas Mortgage Programs

Texas Home Purchase

Thinking of Buying a Texas Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.

  • Primary, Secondary, Investment
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo, Non QM
  • Reverse, Renovation, Manufactured

Texas renovation home loans

Looking to Rehab a Texas Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not look at a renovation loan?  Purchase the Perfect Home and make it your own. Call today.

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or full
  • fannie mae homestyle reno
  • freddie mac home choice reno

Texas FHA Home Loans

Great for 1st Time Texas Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores OK

Texas VA Home Loans

100% Financing for Texas Veterans

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Lower Credit Scores Accepted
  • Manual Underwriting Allowed

Texas Conventional Home Loans

Flexibility for Texas Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a Loan Officer.

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Texas Jumbo Home Loans

Texas Non Conforming Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits.  Call today to speak to a loan officer.

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Texas USDA Home Loans

100% Rural Texas Home Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.

  • Rural Properties Only
  • Primary Residence Only
  • Geographic Restrictions
  • Income REstrictions

Texas Native American Home Loans

Texas HUD 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Texas Manufactured Home Loans

Great Alternative Texas Housing

Texas reverse mortgages

Your Texas Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.

  • primary residence only
  • simple qualifying – equity based
  • credit scores not applicable
  • Minimum age 62

Texas Non QM Home Loans

Making Texas Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Texas One Time Close mortgages

Build Your Texas Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.

  • Primary Residence Only
  • Close Once
  • Lock Rate at Contract
  • Traditional Final Mortgage

Texas Refinance Mortgage Loans

Texas Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Texas Cash-out Home mortgages

Texas Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.

  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Vacation or Education

Beaumont Mortgage Team

Dale Gremillion

Manager / Sr Loan Officer
NMLS 210325

Conor Hayhurst

Manager / Sr Loan Officer
NMLS 743506

Brad Rund

Director Native American Lending
Director Manufactured Housing

Beaumont Mortgage Company Reviews

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