Capital Home Mortgage

Jumbo Home Loans

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Jumbo Mortgage Lender

Welcome to Capital Home Mortgage.  Are you wondering about Jumbo Home Loans or Jumbo Mortgage Rates, and if it’s the right mortgage for you?  We can help you understand the advantages of a Jumbo Home Mortgage.  Jumbo Home Mortgages offer buyers the ability to purchase properties over the conforming limits set by Fannie Mae and Freddie Mac.  These higher loan amounts make it possible to purchase more expensive homes while still keeping the down payment at 20% or below. 

Ready to get started?  Call now and one of our mortgage professionals will answer your questions and walk you through the pre-approval.  Thank you for allowing us the opportunity to provide your home financing needs.

Why People Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Quick Facts for Jumbo Mortgage Loans

  • Up to 3 Million Loan Amounts
  • Up to 90% Loan to Value (Restrictions Apply)
  • Base Loan Amounts Varies by County
  • Subject to Investor Requirements
Not Sure? Take a Look at Other Mortgage Programs

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What is a Jumbo Mortgage Loan?

Jumbo home loans, also called a non-conforming home loans, are home loan that exceeds the county lending limits of the government entitled loans secured by Fannie Mae or Freddie Mac. The lending threshold differs by state and county and is determined by the maximum county limits for Fannie mae.com. Fannie Mae Freddie Mac Jumbo loans are backed by private investors and have different underwriting requirements from traditional Conventional and government home loans.  Meaning no guarantee or protection of foreclosure is provided to the investors.  Consequently, mortgage underwriting guidelines are not standardized and generally subject to the individual investor requirements. These guidelines are typically more restrictive, but do make it possible for larger home purchases to be financed.