Capital Home Mortgage Houston
Houston Mortgage Calculators
How to Use the Houston Mortgage Calculators?
The mortgage calculators below are for calculating full payments for FHA, VA, and Conventional Loans. USDA and Native American Loans can use the FHA calculator, Jumbo loans can use the conventional calculator. Reverse and construction loans please call a loan officer to discuss options.
What Makes Up a Houston Mortgage Payment?
Mortgage Payments are the total of the principal required to pay back the loan based on the agreed term, the interest for the loan along with annual property taxes and annual hazard insurance divided monthly. This total is often referred to as “PITI” the principal, interest, taxes and insurance. In addition, FHA loans have a monthly Mortgage Insurance Premium as well as conventional loans with loan to values above 80% that are also added into the monthly payment. VA Loans have no monthly MIP.
Why Houston is Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Houston Rates
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Houston Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Houston Mortgage Rates
Capital Home Mortgage Houston is dedicated to offering Great Houston Mortgage Rates.
Call now to speak with a Loan Officer or request a no obligation custom rate quote.
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness