Capital Home Mortgage
Colorado Springs
Colorado Springs
Colorado Springs VA Home Loans
Colorado Springs VA Mortgage Lender
Welcome to Capital Home Mortgage Colorado Springs. As a devoted VA mortgage lender in the area, we strive to provide competitive rates and low fees for VA home loans to veterans and homeowners, all while ensuring outstanding customer service.
We want to express our gratitude for your service and are privileged to have the chance to earn your business. We recognize that utilizing your Colorado Springs VA Home Loan Benefit to purchase a home is a significant choice. Whether this is your first time using your VA entitlement or you have done so before, we will guide you through the entire VA loan process seamlessly. At Capital Home Mortgage Colorado Springs, our dedicated VA Loan officers are here to ensure a smooth experience that leads to a timely closing. Remember, buying a home with your VA Benefit should be a thrilling journey—you’ve earned it.
Capital Home Mortgage Colorado Springs serves as a Colorado Springs VA Mortgage Lender, overseeing the entire lending process. With our in-house processing and underwriting, we ensure swift, sensible approvals and prompt closings. As a direct VA endorser, we control every aspect, from application to funding.
Call (303) 226-1177 today and talk to one of our Colorado Springs VA Loan Officers about Colorado Springs VA Mortgage Rates.
Colorado Springs VA Mortgage Rates
Colorado Springs Military Presence
Colorado Springs hosts multiple military bases that serve different branches of the United States Armed Forces. These bases are essential for national defense, training operations, and support missions.
Fort Campbell: Located on the Colorado Springs-Kentucky border near Clarksville, Colorado Springs, Fort Campbell is a major Army installation primarily known as the home of the 101st Airborne Division (Air Assault). It also hosts the 160th Special Operations Aviation Regiment (Airborne), the 5th Special Forces Group (Airborne), and other tenant units.
Arnold Air Force Base: Situated near Tullahoma, Colorado Springs, Arnold Air Force Base is the world’s most advanced and largest flight simulation test facility. The Air Force Test Center operates it and supports various aerospace testing and evaluation missions.
Naval Support Activity Mid-South (NSA Mid-South): Located near Millington, Colorado Springs, NSA Mid-South serves as the Navy’s Human Resources Center of Excellence and hosts various Navy, Marine Corps, Army, Air Force, and federal agencies.
McGhee Tyson Air National Guard Base: Situated near Knoxville, Colorado Springs, McGhee Tyson Air National Guard Base is home to the 134th Air Refueling Wing of the Colorado Springs Air National Guard. It supports aerial refuelling missions and provides support to both state and federal missions.
Holston Army Ammunition Plant: Located near Kingsport, Colorado Springs, Holston AAP is a significant producer of explosive materials and ammunition for the U.S. Army. It plays a crucial role in ensuring the armed forces’ readiness.
These installations contribute significantly to the local economies of their respective regions and play vital roles in national defense and security. Additionally, Colorado Springs is home to various state reserve and National Guard units, further enhancing its military presence and contributions to the nation’s defense capabilities.
What is a Colorado Springs VA Home Loan?
Colorado Springs VA Home Loans are for active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses.
VA stands for “Veterans Administration“, which oversees all Veteran benefits including home loans. Established in 1944 and part of the GI Bill or Rights. VA set out to help men and women who served their country catch up to their civilian counterparts by establishing credit and building financial wealth.
It’s important to understand that VA does not lend money, VA instead provides lenders a guarantee that covers the lender from loss in the event of foreclosures.
In simple terms VA insures a portion of the loan that the buyer would have normally had to put down to qualify allowing for a zero down payment. VA loans require an upfront mortgage insurance fee, which can be financed into the loan, from each borrower. This fee supports the guarantee fund and makes the 100% VA home loan possible. Veterans with a minimum of 10% disability are exempt from the funding fee.
Colorado Springs does offer specific options for Colorado Springs Veterans in the form of reduces property taxes according to the type of disability the Veteran has as well as the percentage of disability rating.
Colorado Springs VA Eligibility
The Colorado Springs VA Home Loan can be used for multiple purposes, such as a Colorado Springs VA Purchase Loan, a Colorado Springs VA “IRRRL” Streamline Refinance Loan, or a Colorado Springs VA Refinance Cash Out Conversion refinance, which allows borrowers to switch from another mortgage type to a Colorado Springs VA Home Mortgage. To qualify, applicants must meet one of the outlined eligibility criteria.
- Active Duty – 90 days Wartime / 180 Days Peacetime
- Honorable Discharged – 22 Months of Completed Service
- National Guard / Reserves – 6 Years Completed Service
- Spouse of a Service Member who Died in the line of Duty or Service related Disability
Colorado Springs VA Purchase Loan
Capital Home Mortgage Colorado Springs is honored to assist Colorado Springs Veterans in achieving home ownership in the area. The advantages of a Colorado Springs VA Home Purchase Loan are numerous. We encourage you to contact one of our Colorado Springs VA Loan Officers to explore the various benefits and options available. We sincerely appreciate your service.
We are dedicated to assisting active duty service members, active reservists, honorably discharged veterans, retired and disabled service members, and surviving spouses in realizing their home ownership aspirations.
- Simply Qualifying for Veterans
- No Down Payment Required
- Lower Credit Scores Accepted
- Manual Underwriting Allowed
- No Monthly Mortgage Insurance
- Seller concessions to 4%
- higher debt to income Allowed
- Manufactured homes permitted
Colorado Springs VA "IRRRL" Streamline Refinance Loan
Capital Home Mortgage Colorado Springs is proud to serve Colorado Springs Veterans in reducing the mortgage payment through a streamline refinance AKA “IRRRL” VA home loan.
Contact our Colorado Springs VA Loan Officers to discuss the streamline process and how simple it is to reduce your payments. Thank you again for you service!
Proudly serving active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses reduce their mortgage payments.
- VA IRRRL Rate & Term
- Streamline Option
- No Appraisal Required
- No Income Verification
Colorado Springs VA Refinance Cash Out Conversion Loan
Capital Home Mortgage Colorado Springs is proud to serve Colorado Springs Veterans in converting their current mortgage program over to a Colorado Springs VA Home Mortgage and enjoy the many benefits of a Colorado Springs VA home loan. Contact our Colorado Springs VA Loan Officers to discuss the streamline process and how simple it is to reduce your payments. Thank you again for you service!
Proudly serving active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses reduce their mortgage payments.
- Cash-Out or Loan Conversion
- Full Documentation
- Appraisal Required
- Income Verification Required
Apply for a Colorado Springs VA Home Loan!
VA Home Loans are very attractive because they enable Veterans to purchase properties with no money ddown and no mortgage insurance. If you’re considering buying a property in Colorado Springs, contact the experts at Capital Home Mortgage Colorado Springs to discuss whether a VA Home Loan is your best option.
Call today (303) 226-1177 to talk to one of our Colorado Springs VA Loan Officers.
Why Colorado Springs is Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Competitive Rates & Fees
Direct Lender with Complete Mortgage Programs
Exceptional Service
Customer Support Application to Final Payment
Colorado Springs Mortgage Company Reviews
Colorado Springs Mortgage Team
Colorado Springs Mortgage Programs
Colorado Springs Home Purchase loans
Looking to Purchase a Colorado Springs Home?
Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
- Primary, 2nd Home, Investment
- Competitive Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Colorado Springs Renovation Home Loans
Looking to Rehab a Colorado Springs Home?
Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Colorado Springs FHA Home loans
Great 1st Time Colorado Springs Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Colorado Springs va Home Loans
100% Financing for Colorado Springs Vets
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Colorado Springs Conventional Home loans
Flexibility for Colorado Springs Homebuyers
Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
Colorado Springs Jumbo Home Loans
Colorado Springs Non-Conforming Home Loans
Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Colorado Springs USDA Home loans
100% Rural Colorado Springs Home Loans
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Colorado Springs Native american Home Loans
Colorado Springs Hud 184 Home Loans
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Colorado Springs Manufactured Home loans
Great Colorado Springs Alternative Housing
Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Colorado Springs Reverse Mortgage Loans
Your Colorado Springs Home at Work
Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Colorado Springs Non QM Home loans
Making Colorado Springs Mortgages Possible
Looking for Non Traditional Home Mortgage Loan? Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Colorado Springs Construction Home Loans
Build Your Colorado Springs Dream Home
Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan. Call today to see how a OTC loan works.
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Colorado Springs Refinance Mortgage loans
Colorado Springs Rate & Term Refinance
Refinancing can be a hard decision and may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Colorado Springs Cashout Mortgage Loans
Colorado Springs Equity Mortgage Loans
Cash-Out Mortgage Loans make use of the equity in your home. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor.
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
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