Why Missouri is Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Missouri Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Missouri Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Missouri Mortgage Rates
Capital Home Mortgage Missouri is dedicated to offering great Missouri Mortgage Rates and Low Fees all while providing exceptional customer service. Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing. Call today to speak with a mortgage officer or request a no obligation quick rate quote.
Capital Home Mortgage Missouri Mortgage Team
Missouri FHA Home Refinance Loan
FHA offers a streamline refinances that simply reduces the interest rate and lowers the payment or shortens the term of the loan. This rate and term option can be fully documented loans, or can be reduced documentation. The other FHA option is a cash-out refinance allowing homeowners the ability to access the equity in the property. (Not Allowed in Texas)
Arizona FHA Standard Refinance
FHA offers a streamline refinances that simply reduces the interest rate and lowers the payment or shortens the term of the loan. This rate and term option can be fully documented loans, or can be reduced documentation. The other FHA option is a cash-out refinance allowing homeowners the ability to access the equity in the property. (Not Allowed in Texas)
FHA Standard Refinance
- Appraisal Required
- 97.75% Max Loan to Value
- Closing Costs Can Be Rolled In
- 80% Max Loan to for Cash-out
- Cash-out Option Available
- County Loan Limits Apply
FHA Streamline Refinance
- FHA to FHA
- No Income Qualification
- No Appraisal Required
- Closing Costs Cannot Be Rolled In
- No Lates on Mortgage in Last Year
- Payment Must Drop on Fixed Rates
Arizona FHA Streamline Refinance
Missouri VA Home Refinance Loan
VA Home Mortgages offers two types of refinances. The first is an Interest Rate Reduction Loan known as an IRRRL, which is a VA loan to VA loan. The second is full documentation as rate and term or cash-out. The IRRRL is the most popular refinance as it requires no income verification, no appraisal, requires that the mortgage payments have been paid on time for the past 7 months and that there is a tangible benefit for the veteran. Second is a full documentation loan requiring income verification and an appraisal. This can be either a rate and term conversion from another type of mortgage program or a cash-out of equity. (Texas Excluded)
Arizona VA Home Refinance
VA Home Mortgages offers two types of refinances. The first is an Interest Rate Reduction Loan known as an IRRRL, which is a VA loan to VA loan. The second is full documentation as rate and term or cash-out. The IRRRL is the most popular refinance as it requires no income verification, no appraisal, requires that the mortgage payments have been paid on time for the past 7 months and that there is a tangible benefit for the veteran. Second is a full documentation loan requiring income verification and an appraisal. This can be either a rate and term conversion from another type of mortgage program or a cash-out of equity. (Texas Excluded)
VA Home Refinance
- Appraisal Required
- Closing Costs Can Be Rolled In
- 90% Max Loan for Rate and Term
- Cash-out Option Available
- Primary Residence Only
VA Streamline Refinance
- VA to VA
- No Appraisal Needed
- No Income Documentation Needed
- Reduced Funding Fee – Financed
- Primary and Investment Properties
Arizona VA Streamline Refinance
Missouri USDA Home Refinance Loan
USDA Home Mortgages offer only USDA to USDA refinancing. All USDA program guidelines still apply including the geographical and income restrictions.
USDA Home Mortgages offer only USDA to USDA refinancing. All USDA program guidelines still apply including the geographical and income restrictions.
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes Allowed
- Closing Costs & Repairs Can Be Rolled In
Missouri Conventional Home Refinance
- Primary, Secondary & Investment Properties
- Single Family, Duplex, Tri and 4-Plex
- Rate and Term
- Cash-Out Equity
- Loan to Value Restrictions Apply
- County Loan Limits Apply
Missouri Jumbo Home Refinance Loan
Jumbo Home Mortgage refinancing requires the same higher credit standards and equity that purchase transactions require.
Jumbo Home Mortgage refinancing requires the same higher credit standards and equity that purchase transactions require.
- Up to 3 Million Loan Amounts
- Up to 90% Loan to Value (Credit Restrictions Apply)
- Base Loan Amounts Varies by State and County
- Subject to Investor Requirements
Missouri Reverse Mortgage Refinance Loan
Covert a Traditional Mortgage into an Equity Line… Stop Monthly Mortgage Payments.
Covert a Traditional Mortgage into an Equity Line… Stop Monthly Mortgage Payments.
- Primary Residence Only
- Simple Qualifying – Equity Based
- Credit Scores Not Applicable
- Minimum Age 62
Missouri Native American Refinance Loan
Native American Home Mortgages Loans have 3 types of refinances available, Full Documentation, Streamline and Rehabilitation.
Native American Renovation Refinance
Native American Home Loans have 3 types of refinances available, Full Documentation, Streamline and Rehabilitation.
Native American Renovation Refinance
- Appraisal Required
- 97.75% Max Loan to Value
- Closing Costs Can Be Rolled In
- 85% Max Loan to for Cash-out
- Cash-out Option Available
- County Loan Limits Apply
Native American Standard Refinance
- HUD 184 to HUD 184
- No Income Qualification
- No Appraisal Required
- Closing Costs Cannot Be Rolled In
- No Lates on Mortgage in Last Year
- Payment Must Drop on Fixed Rates
Native American Standard Refinance
Not Sure? Take a Look at Other Missouri Mortgage Programs
Missouri Mortgage Company Reviews
Capital Home Mortgage is Powered by Canopy Mortgage, LLC NMLS # 1359687 | www.nmlsconsumeraccess.org | Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Not all branches or MLO’s are licensed in all states.