Capital Home Mortgage San Antonio

San Antonio Home Purchase Loans

San Antonio Home Purchase Mortgage Lender

San Antonio Home Purchase Loans

Buying a home is a significant life achievement and investment, primarily because it will likely be your most expensive purchase ever. Like most homebuyers, you’ll probably need a home purchase loan to finance the deal. These loans let you spread out the price of the home over several years, so the payment is more convenient. 

If you need a home loan in San Antonio, you’ve come to the right place. At Capital Home Mortgage, we offer different mortgage products to help our clients purchase their dream homes.

Types of Home Purchase Loans

Capital Home Mortgage makes buying a home in San Antonio accessible to people. Here are the different home purchase loans that we offer to homebuyers:

  • FHA Home Loans

An FHA home loan is regarded as a debtor-friendly mortgage program because it can accommodate borrowers with low credit scores. Choose an FHA loan if you don’t have a stellar credit history or a sizable down payment.

  • VA Home Loans

VA loans are unique mortgage programs for military service members. If you’re a veteran, a veteran’s surviving spouse, or a current service member, you can get a VA loan if you satisfy the minimum service requirements set by the VA.

  • Conventional Home Loans

Do you have above average credit score and a down payment? You can get a Conventional loan instead. With this kind of loan, you can get lower interest rates if you have a stable income, employment, and good credit history.

  • Manufactured Home Loans

Is buying a brand-new home in San Antonio out of budget? You can choose manufactured homes as a more affordable alternative. Capital Home Mortgage offers a one-time close construction loan to purchase a manufactured home and the lot where it will stand.

  • Jumbo Home Loans

If you’re eyeing luxury properties like lakeside estates, you can opt for a Jumbo loan. This loan is intended for expensive and luxurious properties that don’t conform with conforming loan limits.

  • Renovation Home Loans

Are you planning to fix that roof or make your home energy efficient? Capital Home Mortgage can help you finance your renovation with renovation home loans. We offer standard and limited FHA 203(k) depending on your needs.

  • Reverse Mortgage

If your net worth is tied to your property, you can enjoy its value through a reverse mortgage. Reverse mortgages are great for seniors who want additional cash flow during retirement.

  • Rate & Term Refinance

Are you looking for interest savings or speeding up payments? You can get a rate & term refinance to get a lower interest rate or to reduce the loan duration.

  • Cash-out Refinance Loans

Another way to refinance your mortgage is through cash-out refinancing. You borrow against your home’s equity, pay off the unpaid amount, and get cash from the remaining proceeds.

  • Non-Qualified Mortgages

Have trouble complying with minimum standards? Non-qualified mortgages are intended for borrowers who cannot qualify for a conventional or conforming loan.

Get a Home Purchase Loan in San Antonio 

Make home buying in San Antonio an enjoyable experience. Talk to our mortgage loan officers today to learn about our home loan products. As a direct mortgage lender, we handle all loan applications from start to finish, so our processes are generally more straightforward. We also offer competitive interest rates in the San Antonio area. 

Call us now at (210) 634-1225 to get started. 

Looking into a San Antonio Home Purchase? Learn About Mortgage Options and Loan Programs.

TRU-Approval - No Financing Contingency Required...Compete with Cash Offers

Why San Antonio is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great San Antonio Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

San Antonio Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

San Antonio Mortgage Rates

Capital Home Mortgage San Antonio is dedicated to offering Great San Antonio Mortgage Rates.

Call now to speak with a Loan Officer or request a no obligation custom rate quote.

San Antonio Fixed Rate Mortgage Loans

All Fixed Rate Mortgage Loans are designed to have equal payments for the specified term. These loans offer predictability and are deemed to be less risky for borrowers. Fixed Rate Mortgage Loans are available with all mortgage products and are typically offered in 15 year and 30 year terms. However, Fixed Rate Mortgage Loans are also offer in 10 year, 20 year and 25 year terms although less common due to demand.

San Antonio Adjustable Rate Mortgage Loans

Adjustable Rate Mortgage Loans known as ARM s are also available with all mortgage products although are limited with FHA Home Mortgages, VA Home Mortgages and USDA Home Mortgages. ARM’s are great fit for home buyers who plan to sell or refinance their home between 1 and 10 years and are looking for the lowest possible payment.  ARM’s are also a product the offers a lower rate during times where fixed rates are demanding higher rates. An adjustable rate mortgage begins as fixed rate for a specific period of time then adjusts the rate on a predetermined time period and a predetermined amount based on financial index and a fixed margin.

Not Sure? Learn More About Other San Antonio Purchase Programs
San Antonio Mortgage Team

Conor Hayhurst

Managing Director
NMLS 743506

Kelly Cameron

Loan Officer
NMLS 178093

Kelvin Thompson

Loan Officer
NMLS 2050042

Jonathon Cummins

Loan Officer
NMLS 270657

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