San Antonio Home Purchase Loans

Buying a home is a significant life achievement and investment, primarily because it will likely be your most expensive purchase ever. Like most homebuyers, you’ll probably need a home purchase loan to finance the deal. These loans let you spread out the price of the home over several years, so the payment is more convenient. 

If you need a home loan in San Antonio, you’ve come to the right place. At Capital Home Mortgage, we offer different mortgage products to help our clients purchase their dream homes.

Types of Home Purchase Loans

Capital Home Mortgage makes buying a home in San Antonio accessible to people. Here are the different home purchase loans that we offer to homebuyers:

• FHA Home Loans

An FHA home loan is regarded as a debtor-friendly mortgage program because it can accommodate borrowers with low credit scores. Choose an FHA loan if you don’t have a stellar credit history or a sizable down payment.

• VA Home Loans

VA loans are unique mortgage programs for military service members. If you’re a veteran, a veteran’s surviving spouse, or a current service member, you can get a VA loan if you satisfy the minimum service requirements set by the VA.

• Conventional Home Loans

Do you have above average credit score and a down payment? You can get a Conventional loan instead. With this kind of loan, you can get lower interest rates if you have a stable income, employment, and good credit history.

• Manufactured Home Loans

Is buying a brand-new home in San Antonio out of budget? You can choose manufactured homes as a more affordable alternative. Capital Home Mortgage offers a one-time close construction loan to purchase a manufactured home and the lot where it will stand.

• Jumbo Home Loans

If you’re eyeing luxury properties like lakeside estates, you can opt for a Jumbo loan. This loan is intended for expensive and luxurious properties that don’t conform with conforming loan limits.

• Renovation Home Loans

Are you planning to fix that roof or make your home energy efficient? Capital Home Mortgage can help you finance your renovation with renovation home loans. We offer standard and limited FHA 203(k) depending on your needs.

• Reverse Mortgage

If your net worth is tied to your property, you can enjoy its value through a reverse mortgage. Reverse mortgages are great for seniors who want additional cash flow during retirement.

• Rate & Term Refinance

Are you looking for interest savings or speeding up payments? You can get a rate & term refinance to get a lower interest rate or to reduce the loan duration.

• Cash-out Refinance Loans

Another way to refinance your mortgage is through cash-out refinancing. You borrow against your home’s equity, pay off the unpaid amount, and get cash from the remaining proceeds.

• Non-Qualified Mortgages

Have trouble complying with minimum standards? Non-qualified mortgages are intended for borrowers who cannot qualify for a conventional or conforming loan.

Get a Home Purchase Loan in San Antonio 

Make home buying in San Antonio an enjoyable experience. Talk to our mortgage loan officers today to learn about our home loan products. As a direct mortgage lender, we handle all loan applications from start to finish, so our processes are generally more straightforward. We also offer competitive interest rates in the San Antonio area. 

Call us now at (210) 634-1225 to get started.