Capital Home Mortgage Loan Programs
Welcome to Capital Home Mortgage. Purchasing a home is the biggest decision of the most people lives, and we understand this. That is why Capital Home Mortgage has dedicated loan officers to ensure a stress free experience with an on time closing. Capital Home Mortgage is a full service Mortgage Lender providing a complete line of Home Loan Programs.
Thank you again for your interest in Capital Home Mortgage and we look forward to providing you next home loan.
Why People Are Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Capital Home Mortgage Rates
Capital Home Mortgage is dedicated to offering great Mortgage Rates and Low Fees all while providing exceptional customer service. Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing. Call today to speak with a mortgage officer or request a no obligation quick rate quote.
Capital Home Mortgage Loan Programs
Home Purchase
Buying a Home?
- Primary, 2nd Home, Investment
- Low Rates & Low Fees
- Conventional, FHA, VA, USDA
- Jumbo, Renovation, Manufactured
Renovation Home Loans
Renovation Loans
- Remodel, Renovate or Repairs
- FHA 203K Streamline or Full
- Fannie Mae Homestyle Renovation
- Freddie Mac Home Choice Renovation
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores – Down to 500
VA Home Loans
100% Loans for Veterans
- Simply Qualifying for Veterans
- No Down Payments Requirements
- Credit Scores Down to 500
- Manual Underwriting Allowed
Conventional Home Loans
Flexibility for Buyers
- Primary, 2nd Home, Investment
- Great Rates & Low Fees
- Single Family and Multi-Family
- Renovation Loan Programs
Jumbo Home Loans
Great Rates
- Primary Residence and 2nd Homes
- Higher Loan Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes Allowed
- Closing Costs Can Be Rolled In
Native American Loans
Native American Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
Manufactured Home Loans
Manufactured Homes
- Existing Purchase or Refinance
- One Time Close Combo Land & Home
- Lock Rate Before Completion
- FHA, VA, USDA, & Native Loans
Reverse Mortgages
Your Home at Work!
- Primary Residence Only
- Simple Qualifying – Equity Based
- Credit Scores Not Applicable
- Minimum Age 62
Cash-Out Refinance
Cash-Out Refinance
- Debt Consolidation
- Investment Opportunity
- Plan a Vacation
- Home Improvement
Mortgage Refinance
Rate & Term Refinance
- Save Money Today
- Lower Monthly Payments
- Reduce the Mortgage Term
- Streamline Options Available
