Capital Home Mortgage
Here at Capital Home Mortgage our goal is simple, to provide our clients with great mortgage rates, low fees and a stress free experience. Capital Home Mortgage can accomplish this by controlling the entire lending process from application to funding. Our in house loan processing and underwriting allows for quick make sense approvals and on time closings. Capital Home Mortgage understands that purchasing a home is the biggest decision of most peoples lives. Which is why we offer our customers dedicated points of contact to keep all parties engaged during the loan process.
Capital Home Mortgage is a full service Home Mortgage Company offering a full line of mortgage products including: FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Jumbo Home Loans, HUD Native American Home Loans and Reverse Mortgages. Thank you again for your interest in Capital Home Mortgage, your full service Mortgage Company… We look forward to providing your home financing.
Why People Are Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Capital Home Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Capital Home Mortgage is dedicated to offering great Mortgage Rates and Low Fees all while providing exceptional customer service. Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing. Call today to speak with a mortgage officer or request a no obligation quick rate quote.
Capital Home Mortgage Loan Programs
Home Purchase
Buying a Home?
- Primary, 2nd, Investment
- Low Rates & Low Fees
- Conventional, FHA, VA, USDA
- Jumbo, Reno, Manufactured
Renovation Home Loans
Renovation Loans
- Remodel, Renovate, Repair
- FHA 203K Streamline or Full
- Fannie Mae Homestyle Reno
- Freddie Mac Choice Reno
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores Allowed
VA Home Loans
100% Loans for Veterans
- Simply Qualifying
- No Down Payments
- Lower Credit Scores Allowed
- Manual Underwriting Allowed
Conventional Home Loans
Flexibility for Buyers
- Primary, 2nd, Investment
- Great Rates & Low Fees
- Single and Multi-Family
- Renovation Loan Programs
Jumbo Home Loans
Great Rates
- Primary & 2nd Homes
- Higher Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes
- Closing Costs Can Be Rolled In
Native American Loans
Native American Loans
- Primary Residence Only
- Manual Underwrite All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
Manufactured Home Loans
Manufactured Homes
- Purchase or Refinance
- New Home Purchase
- OTC Combo Land & Home
- FHA, VA, USDA, & HUD 184
Reverse Mortgages
Your Home at Work!
- Primary Residence Only
- Simple Qualifying
- Credit Scores Not Applicable
- Minimum Age 62
Cash-Out Refinance
Cash-Out Refinance
- Reduce Mortgage Term
- Lower Monthly Payments
- Appraisal Waivers
- Streamline Options Available
Mortgage Refinance
Rate & Term Refinance
- Purchase, Refi & Cash-out
- Primary, 2nd & Investment
- Full Doc & Alt Doc Programs
- Corporations OK
