Janice Stowers Team
Thank you for visiting Capital Home Mortgage and for your interest in Janice Stowers Mortgage Team. We are honored that your agent has entrusted us with the opportunity to provide you with your next mortgage.  Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service. Â
Our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps you, your agent and other parties fully engaged for an on time closing. Thank you again for giving us the opportunity to serve you.
Why Clients Are Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7Â Day a Week Support from Application to Final Mortgage Payment.Â
Capital Home Mortgage Rates
Capital Home Mortgage is dedicated to offering Great Mortgage Rates.Â
Call now to speak with a Loan Officer or request a no obligation custom rate quote.
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Capital Home Mortgage Loan Programs
Manufactured Home Loans
Mobile Homes
- Purchase or Refinance
- New Home Purchase
- OTC Combo Land & Home
- FHA, VA, USDA, & HUD 184
Reverse Mortgages
Your Home at Work!
- Primary Residence Only
- Simple Qualifying
- Credit Scores Not Applicable
- Minimum Age 62
