Capital Home Mortgage Amarillo

Amarillo Jumbo Home Loans

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Amarillo Jumbo Mortgage Lender

Welcome to Capital Home Mortgage Amarillo. Are you wondering about Amarillo Jumbo Home Loans or Amarillo Jumbo Mortgage Rates, and if it’s the right mortgage for you? We can help you understand the advantages of a Jumbo Home Mortgage. Jumbo Home Mortgages offer buyers the ability to purchase properties over the conforming limits set by Fannie Mae and Freddie Mac. These higher loan amounts make it possible to purchase more expensive homes while still keeping the down payment at 20% or below.

Ready to get started? Call now and one of our mortgage professionals will answer your questions and walk you through the pre-approval. Thank you for allowing us the opportunity to provide your home financing needs.

Why Amarillo is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Amarillo Rates

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Amarillo Customer Service

7 Day a Week Support from Application to Final Mortgage Payment.

Quick Facts for Amarillo Jumbo Mortgage Loans

Up to 3 Million Loan Amounts
Up to 90% Loan to Value
Base Loan Amounts Varies by County
Subject to Investor Requirements

Not Sure? Take a Look at Other Amarillo Mortgage Programs

Amarillo Texas Mortgage Team

Conor Hayhurst

Managing Director

NMLS 743506

Kelly Cameron

Loan Officer

NMLS 178093

Kelvin Thompson

Loan Officer

NMLS 2050042

Jonathon Cummins

Loan Officer

NMLS 270657

Amarillo Mortgage Company Reviews

What is a Jumbo Mortgage Loan?

Jumbo home loans, also called a non-conforming home loans, are home loan that exceeds the county lending limits of the government entitled loans secured by Fannie Mae or Freddie Mac. The lending threshold differs by state and county and is determined by the maximum county limits for Fannie mae.com. Fannie Mae Freddie Mac Jumbo loans are backed by private investors and have different underwriting requirements from traditional Conventional and government home loans. Meaning no guarantee or protection of foreclosure is provided to the investors. Consequently, mortgage underwriting guidelines are not standardized and generally subject to the individual investor requirements. These guidelines are typically more restrictive, but do make it possible for larger home purchases to be financed.