Capital Home Mortgage
Native American Home Loans
Native American Mortgage Lender
Capital Home Mortgage Native American Team welcomes you and are looking forward to helping you achieve your dream of homeownership or to save you money by refinancing your current Native American mortgage loan. Our whole team is knowledgeable and versed in the HUD 184 Native American Loan Program for use both on and off the reservation.
Our team has a proven track record of helping the Native American Community Nationwide achieve their dreams of homeownership. We accomplish this by working with the HUD Office of Native American Programs and the Bureau of Indian Affairs to lend in Indian Country successfully. With decades of combined mortgage experience, we are here to assist you with your Native American Home Mortgage needs. It is an honor to help make your homeownership dream a reality, and we appreciate the trust you have put in our team.
Why Native Americans Are Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Benefits of Native American Home Loans
How to Use a Native American Mortgage Loan
- Purchase an Existing Home
- Construction of a New Home
- (Site Built or Manufactured)
- Rehab an Existing Home
- Purchase / Rehab Combo
- Primary Residences Only
- Tribal Grants Allowed
- No Credit Score Minimums
Advantages of a Native American Mortgage Loan
- Low Down Payments
- 2.25% on loans over $50,000
- 1.25% on loans under $50,000.
- Approval not based on credit scores
- Manual Underwriting All Loans
- Upfront & Monthly Mortgage Insurance
- Adjustable Rate Mortgages Not Allowed
- Tribal Grants Allowed
