Capital Home Mortgage
Centennial Homes
One Time Close Construction
Thank you for visiting Capital Home Mortgage and for your interest in Centennial Homes. We are honored that you have entrusted us with the opportunity to provide you with your next mortgage loan. Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service. Our One time close allows you to have a turn key experience while locking in to today’s rates. This along with our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps everyone fully engaged for an on time closing. Thank you again for giving us the opportunity to serve you.
Why Centennial Homes Clients Are Choosing Capital Home Mortgage
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Mortgage Loan Programs
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores Allowed
VA Home Loans
100% Loans for Veterans
- Simply Qualifying
- No Down Payments
- Lower Credit Scores Allowed
- Manual Underwriting Allowed
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes
- Closing Costs Can Be Rolled In
Native American Loans
HUD 184 Loans
- Primary Residence Only
- Manual Underwrite All Loans
- No Credit Score Requirements
- Tribal Grants Allowed