Capital Home Mortgage

Centennial Homes

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Thank you for visiting Capital Home Mortgage and for your interest in Centennial Homes Homes.  We are honored that you have entrusted us with the opportunity to provide you with your next mortgage loan.   Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service. 

Our One time close allows you to have a turn key experience while locking in to todays rates.  This along with our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps you and your agent and fully engaged for an on time closing.  Thank you again for giving us the opportunity to serve you.

Why Centennial Homes Clients Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Why Choose a One Time Close...

Combine Land & Home into Loan
Lower or No Down Payment
Lock the Rate Before Completion

Mortgage Loan Programs

FHA Home Loans

1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

VA Home Loans

100% Loans for Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

USDA Home Loans

Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Native American Loans

HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
Centennial Homes Mortgage Team

Brad Rund

Director Native Lending
NMLS 1702894

Dale Gremillion

Managing Director
NMLS 210325

Amy Bird

Loan Officer
NMLS 169849

Matt Williams

Loan Officer
NMLS 1945867

Capital Home Mortgage Mortgage Reviews