Capital Home Mortgage Lubbock
Lubbock Home Purchase Loans
Lubbock Home Purchase Lender
Looking into a Lubbock Home Purchase? Learn About Mortgage Options and Loan Programs.
TRU-Approval - No Financing Contingency Required...Compete with Cash Offers
Why Lubbock is Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Lubbock Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Lubbock Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Lubbock Mortgage Rates
Capital Home Mortgage Lubbock is dedicated to offering Great Lubbock Mortgage Rates.
Call now to speak with a Loan Officer or request a no obligation custom rate quote.
Lubbock Fixed Rate Mortgage Loans
All Fixed Rate Mortgage Loans are designed to have equal payments for the specified term. These loans offer predictability and are deemed to be less risky for borrowers. Fixed Rate Mortgage Loans are available with all mortgage products and are typically offered in 15 year and 30 year terms. However, Fixed Rate Mortgage Loans are also offer in 10 year, 20 year and 25 year terms although less common due to demand.
Lubbock Adjustable Rate Mortgage Loans
Adjustable Rate Mortgage Loans known as ARM s are also available with all mortgage products although are limited with FHA Home Mortgages, VA Home Mortgages and USDA Home Mortgages. ARM’s are great fit for home buyers who plan to sell or refinance their home between 1 and 10 years and are looking for the lowest possible payment. ARM’s are also a product the offers a lower rate during times where fixed rates are demanding higher rates. An adjustable rate mortgage begins as fixed rate for a specific period of time then adjusts the rate on a predetermined time period and a predetermined amount based on financial index and a fixed margin.