Capital Home Mortgage

Home Purchase

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Home Purchases Close in 28 Days or Less!

Looking into a Home Purchase? Learn about term options and loan programs to find the mortgage loan that is best for you.

Why People Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Capital Home Mortgage Rates

Capital Home Mortgage is dedicated to offering great Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

New Home Purchase

Fixed Rate Mortgage Loans

All Fixed Rate Mortgage Loans are designed to have equal payments for the specified term. These loans offer predictability and are deemed to be less risky for borrowers. Fixed Rate Mortgage Loans are available with all mortgage products and are typically offered in 15 year and 30 year terms. However, Fixed Rate Mortgage Loans are also offer in 10 year, 20 year and 25 year terms although less common due to demand.

Adjustable Rate Mortgage Loans

Adjustable Rate Mortgage Loans known as ARM s are also available with all mortgage products although are limited with FHA Home Mortgages, VA Home Mortgages and USDA Home Mortgages. ARM’s are great fit for home buyers who plan to sell or refinance their home between 1 and 10 years and are looking for the lowest possible payment.  ARM’s are also a product the offers a lower rate during times where fixed rates are demanding higher rates. An adjustable rate mortgage begins as fixed rate for a specific period of time then adjusts the rate on a predetermined time period and a predetermined amount based on financial index and a fixed margin.

Mortgage Purchase Programs

Capital Home Mortgage is a full service mortgage lender offering a complete line of mortgage programs: FHA Home Mortgages – Designed to Make Home Ownership Easy By Offering Lower Credit Scores and Low Down Payments, VA Home Mortgages – 100% Financing with No Loan Limits for All Active Duty Military, Retired, Honorably Discharged Service Members or Surviving Spouses, USDA Home Mortgage – Financing for Rural Properties With Zero Down, Conventional Home Mortgage – Offers Great Rates and Higher Loan Limits for Primary, Secondary and Investment Properties, Jumbo Home Mortgage – Financing For Purchases Where the Loan Exceeds Conforming Limits, Reverse Home Mortgage – Financing of a Home Purchase Where the Borrowers are Over 62 Years Old and Are Wanting to Eliminate Monthly Mortgage Payments and HUD Native American Mortgage (El Paso Area Only) – Financing with Low Down and No Credit Score Requirements.

Not Sure? Learn More About Other Home Purchase Mortgage Programs

Capital Home Mortgage Company Reviews