Capital Home Mortgage Florida

Florida Home Purchase

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Florida Home Purchases

Looking into Florida Home Purchase? Learn about term options and Florida loan programs to find the mortgage loan that is best for you.

Why Florida is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Florida Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Florida Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Florida Mortgage Rates

Capital Home Mortgage Florida is dedicated to offering great Florida Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Florida Mortgage Team

Dale Gremillion

Managing Director
NMLS 210325

John Kardow

Loan Officer
NMLS 210892

Todd McManigal

Loan Officer
NMLS 267557

Cristina Roca

Loan Officer
NMLS 1926089

Florida Fixed Rate Mortgage Loans

All Fixed Rate Mortgage Loans are designed to have equal payments for the specified term. These loans offer predictability and are deemed to be less risky for borrowers. Fixed Rate Mortgage Loans are available with all mortgage products and are typically offered in 15 year and 30 year terms. However, Fixed Rate Mortgage Loans are also offer in 10 year, 20 year and 25 year terms although less common due to demand.

Florida Adjustable Rate Mortgage Loans

Adjustable Rate Mortgage Loans known as ARM s are also available with all mortgage products although are limited with FHA Home Mortgages, VA Home Mortgages and USDA Home Mortgages. ARM’s are great fit for home buyers who plan to sell or refinance their home between 1 and 10 years and are looking for the lowest possible payment.  ARM’s are also a product the offers a lower rate during times where fixed rates are demanding higher rates. An adjustable rate mortgage begins as fixed rate for a specific period of time then adjusts the rate on a predetermined time period and a predetermined amount based on financial index and a fixed margin.

Florida Mortgage Purchase Programs

Capital Home Mortgage Florida is a full service Arizona mortgage lender offering a complete line of mortgage programs:

Florida FHA Home Mortgages – Designed to Make Home Ownership Easy By Offering Lower Credit Scores and Low Down Payments, Florida VA Home Mortgages – 100% Financing with No Loan Limits for All Active Duty Military, Retired, Honorably Discharged Service Members or Surviving Spouses, Florida USDA Home Mortgage – Financing for Rural Properties With Zero Down, Florida Conventional Home Mortgage – Offers Great Rates and Higher Loan Limits for Primary, Secondary and Investment Properties, Florida Jumbo Home Mortgage – Financing For Purchases Where the Loan Exceeds Conforming Limits, Florida Reverse Home Mortgage – Financing of a Home Purchase Where the Borrowers are Over 62 Years Old and Are Wanting to Eliminate Monthly Mortgage Payments and Florida Native American Mortgage – Financing with Low Down and No Credit Score Requirements.

Not Sure? Learn More About other Florida Purchase Programs

Florida Mortgage Company Reviews