Capital Home Mortgage Peoria

Peoria Home Loans

Apply Now in Minutes
Refinance Now and Save

Peoria Arizona Mortgage Lender

Home Loans In Peoria, Arizona 

Peoria is known for its diverse population and beautiful scenery. The real estate market in Peoria is also very diverse. Many types of mortgage loans are available to borrowers looking to own a home in this city. 

As a potential homeowner, it’s essential to understand what home loan options are available to you in Peoria. This way, you can better prepare to meet the eligibility requirements and obtain the home financing you need. Here’s what you need to know. 

Mortgage Loans Available In Peoria, AZ 

  • FHA Home Loan

This mortgage is insured by the US Department of Housing and Urban Development (HUD) and is available to first-time homebuyers with a credit score of 580 or higher. This loan allows for a down payment as low as 3.5% of the purchase price and is the most lenient among home loan programs in the market.

  • VA Home Loan

This mortgage is available to eligible US military personnel and their spouses. It is guaranteed by the US Department of Veterans Affairs and offers up to 100% financing of the purchase price.

  • USDA Home Loan

The USDA-guaranteed home loan is a government-backed mortgage available to homebuyers in rural and suburban areas. It offers 100% purchase price financing and does not require a down payment.

  • Conventional Home Loan

The government does not back this loan and typically requires a down payment of 3 – 5%. This makes it one of the easier loans to qualify for among borrowers who do not qualify for government-backed home loans. 

  • Jumbo Home Loan

If you’re planning to purchase a luxury home or any high-priced home, you’ll likely need a Jumbo loan. These loans have higher interest rates and require a larger down payment of at least 20% of the purchase price.

  • Native American Home Loan

Capital Home Mortgage offers a home loan program specifically for Native American tribes. This program is backed by the HUD Office of Native American Programs and the Bureau of Indian Affairs.

  • Manufactured Home Loan

This type of home loan is available for those who wish to purchase a manufactured or modular home. These homes must meet specific standards to qualify for this type of loan.

  • Renovation Home Loan

If you’re looking for a home that you want to renovate or make major repairs to, a renovation home loan can help. This loan allows people to look forward to repairing or improving their homes.

  • Reverse Mortgages

Also known as the Home Equity Conversion Mortgage or HECM, this loan caters to seniors 62 years or older. It allows them to access the equity in their home without having to make monthly payments.

Peoria, AZ Mortgage Lenders

Whether you’re looking to apply for a home loan or refinance your mortgage in Peoria, Capital Home Mortgage is here to help you find the right solution. 

We have taken the necessary steps to simplify the home loan process from application to funding. As direct mortgage lenders, we can offer flexible underwriting, quicker processing, and lower fees. 

Own Your Dream Property In Peoria, AZ Today!

Let Capital Home Mortgage help you secure the perfect loan for your home financing in Peoria. Call (480) 360-6650 to speak to a loan officer and get started on the process. 

Thank you for visiting our page, and we look forward to providing your next home loan in Peoria, AZ!

Why Peoria is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Peoria Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Peoria Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Peoria Mortgage Rates

Capital Home Mortgage Peoria is dedicated to offering Great Peoria Mortgage Rates. 

Call now to speak with a Loan Officer or request a no obligation custom rate quote.

Peoria Arizona Mortgage Loans

Peoria Home Purchases

Buying a Peoria Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Peoria Renovation Home Loans

Peoria Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Peoria FHA Home Loans

1st Time Peoria Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Peoria VA Home Loans

100% Loans for Peoria Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Peoria Conventional Home Loans

Flexibility for Peoria Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Peoria Jumbo Home Loans

Great Peoria Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Peoria USDA Home Loans

Peoria Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Peoria Native American Loans

Peoria HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Peoria Manufactured Home Loans

Peoria Home Loans

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Peoria Reverse Mortgages

Your Peoria Home at Work

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Arizona Cash-Out Refinance

Peoria Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Peoria Mortgage Refinance

Peoria Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Peoria Arizona Mortgage Team

Dale Gremillion

Managing Director
NMLS 210325

John Kardow

Loan Officer
NMLS 210892

Todd McManigal

Loan Officer
NMLS 267557

Cristina Roca

Loan Officer
NMLS 1926089

Peoria Mortgage Company Reviews

Arizona Cities

Phoenix Home Loans

Tucson Home Loans

Mesa Home Loans

Chandler Home Loans

Glendale Home Loans

Scottsdale Home Loans

Gilbert Home Loans

Tempe Home Loans

Peoria Home Loans

Surprise Home Loans

Flagstaff Home Loans

Prescott Home Loans