Texas Jumbo Mortgage Lender
Welcome to Capital Home Mortgage Texas, a Texas Jumbo Mortgage Lender, that provides Texas homebuyers and homeowners Texas Jumbo Home Loans, also known as Texas Non Conforming Home Loans, at competitive Texas Jumbo Mortgages Rates with low fees while providing outstanding customer service.
Are you wondering about Texas Non Conforming Home Loans or Non Conforming Mortgage Rates, and if it’s the right mortgage for you? We can help you understand the advantages of a Jumbo Home Mortgage. Jumbo Home Mortgages offer buyers the ability to purchase properties over the conforming limits set by Fannie Mae and Freddie Mac. These higher loan amounts make it possible to purchase more expensive homes while still keeping the down payment at 10% or below.
Capital Home Mortgage Texas is a direct Texas Jumbo Mortgage Lender that manages the entire lending process from application to funding. Call today (800) 960-4565 to talk to one of our Texas Jumbo Loan Officers.
Texas Jumbo Mortgage Loans
Jumbo mortgage loans in Texas, like in other states, are intended to finance higher-priced homes that exceed the conforming loan limitations established by government-sponsored enterprises such as Fannie Mae and Freddie Mac. These limitations vary by area and are subject to periodical revisions. Jumbo loans often have different terms and criteria than regular mortgages.
Jumbo Non Conforming Home Loans in Texas are often used for house purchases that exceed Fannie Mae and Freddie Mac conforming loan limitations. These restrictions can vary annually, so check the current limits to see if your loan amount qualifies as a jumbo loan. Texas Jumbo loans enable customers to finance larger loan amounts compared to traditional conforming loans. The exact threshold for what makes a jumbo loan varies, although it typically begins above the conforming loan limitations.
Jumbo loans may require stronger qualification standards due to their larger loan amounts. This could include more stringent credit score criteria, lower debt-to-income ratios, and larger financial reserves. Jumbo loans may have higher interest rates compared to conforming loans due to higher lender risk. However, interest rates can fluctuate depending on market conditions, the borrower’s creditworthiness, and other considerations.
Texas Jumbo loan borrowers will need a larger down payment than those with normal mortgages. The actual percentage varies, but lenders typically require a 20% down payment or more.
Remember that market conditions and laws change, so it’s vital to consult with your lender or financial advisors for the most up-to-date information on Texas jumbo mortgage loans.
Apply for a Texas Jumbo Loan Now!
Jumbo mortgages are very attractive because they enable borrowers to acquire high-end properties that they would not be able to afford with a traditional mortgage. If you’re considering buying a high-priced property in Texas, contact the experts at Capital Home Mortgage Texas to discuss whether a jumbo loan is your best option. Call today (800) 960-4565 to talk to one of our Texas Jumbo Loan Officers.
Texas Non Conforming Home Loans
- Primary Residence and 2nd Homes
- Higher Loan Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
Texas Jumbo Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for Mortgage Securities
- Property Securing the Mortgage
- Occupancy of the Property
- Loan to Value of the Property
- Borrower’s Credit Worthiness
Why Texas HomeBuyers are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Low Fees
Exceptional Service
7 Day a Week Support Application to Final Payment
Texas Mortgage Company Reviews
Texas Mortgage Team
Texas Mortgage Programs
Texas Purchase loans
Looking to Purchase a Texas Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Texas Renovation Home Loans
Looking to Rehab a Texas Home?
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Texas FHA Home loans
Great 1st Time Texas Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Texas va Home Loans
100% Financing for Texas Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Texas Conventional Home loans
Flexibility for Texas Homebuyers
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
Texas Jumbo Home Loans
Texas Non-Confirming Home Loans
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Texas USDA Home loans
100% Texas Rural Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Texas Native american Home Loans
Texas Hud 184 Home Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Texas Manufactured Home loans
Great Texas Alternative Housing
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Texas Reverse Mortgage Loans
Your Home Texas at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Texas Non QM Home loans
Making Texas Mortgages Possible
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Texas One Time Close Home Loans
Build Your Texas Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Texas Refinance Mortgage loans
Texas Rate & Term Refinance
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Texas Cashout Mortgage Loans
Texas Equity Mortgage Loans
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education