Capital Home Mortgage Arizona
Arizona Mortgage Lender
Home Loans in Arizona
Welcome to Capital Home Mortgage Arizona, where our goal is to provide Arizona Home Loans to Arizona homebuyers and homeowners with low rates and fees while providing exceptional service. First, we want to thank you for the opportunity to earn your business. We understand that purchasing a home is the biggest decision of the most people lives and that is why Capital Home Mortgage Arizona provides dedicated points of contact throughout the entire mortgage process. This ensures a stress-free smooth experience finishing with an on time closing. After all buying a home should be exciting, not stressful.
As a direct Arizona Mortgage Lender, Capital Home Mortgage Arizona controls the lending process from start to finish. Our in house processing and underwriting allows for quick make sense approvals and on time closings. This control means from application to funding we make every decision.
Capital Home Mortgage Arizona is a full-service Arizona mortgage lender that offers a wide range of mortgage products as well as competitive Arizona mortgage rates. Whether you are a first-time purchaser seeking an Arizona FHA Home Loan, looking for a rural property and needing an Arizona USDA Home Loan, a Native Arizonans wanting to use the HUD 184 Arizona Native American Home Loan, an active or retired veteran in need of an Arizona VA Home Loan, or a seasoned buyer in need of an Arizona Conventional Home Loan, we are here to assist.
Call today (480) 360-6650 to speak to one of our Arizona Loan Officers.
Arizona’s economy is varied, with major contributions from the manufacturing, tourism, healthcare, and education sectors. The state is also well-known for its agricultural output, which includes citrus fruits, livestock, and cotton.
Arizona is primarily dry or a semi-dry climate with winters that are usually cooler and summers that are usually hot, with temperatures reaching over 100.
One of the Seven Wonders of the Natural World, the Grand Canyon, is located in this state along with Saguaro National Park, Monument Valley, and the Petrified Forest.
Numerous Native American tribes still call Arizona home, and the state has a rich Native American past. The state provides a range of outdoor activities, such as hiking, golfing, and river and lake sports.
The real estate market in Arizona has seen growth, especially in cities like Phoenix. Housing demand and prices have been notable factors.Arizona real estate market was experiencing growth and demand. Cities like Phoenix and Tucson had seen an increase in home prices, and the market was considered competitive. Factors such as job growth, a relatively low cost of living, and a desirable climate contributed to the attractiveness of the Arizona housing market.
Thank you again for allowing us to help you with your Arizona Home Loan.
Arizona Home Loans
Arizona Conventional Home Loans
Arizona FHA Home Loans
An Arizona FHA Home Mortgage is a mortgage insured by the Federal Housing Administration or “FHA” and issued by an FHA-approved lender. FHA loans are designed for low-to-moderate-income applicants and first time homebuyers who need a smaller down payment. However, FHA home loans can be used by anyone.
FHA home loans feature a low down payment, flexible credit score requirements and the ability to use gift funds for the down payment. Other eligibility requirements for an Arizona FHA home loan is consistent employment history and documented income.
Arizona VA Home Loans
An Arizona VA Home Mortgage is a mortgage option for qualified veterans, active-duty service members, and select surviving spouses in Arizona. These loans are made by private lenders but are guaranteed by the United States Department of Veterans Affairs, allowing for favorable terms such as no down payment and no private mortgage insurance (PMI). VA home loans are widely available, with competitive interest rates and liberal credit standards.
Arizona USDA Home Loans
Arizona Jumbo Home Loans
Arizona Non QM Home Loans
Arizona Native american Home Loans
An Arizona Native American Mortgage, also known as a HUD 184 Home Loan, is a government mortgage loan specifically for registered Arizona Native Americans. This loan offers easier credit qualifications, tribal grants and can be used to renovate the home along with the purchase.
Arizona One Time Close construction Home Loans
Why Arizona HomeBuyers are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Low Fees
Exceptional Service
7 Day a Week Support Application to Final Mortgage Payment
Arizona Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Arizona Mortgage Programs
Arizona Home Purchase loans
Looking to Purchase an Arizona Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Arizona Renovation Home Loans
Looking to Rehab an Arizona Home?
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Arizona FHA Home loans
Great 1st Time Arizona Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Arizona va Home Loans
100% Financing for Arizona Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Arizona Conventional Home loans
Flexibility for Arizona Homebuyers
- Primary, 2nd Home, Investment Properties
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Mortgage Terms
- Renovation Programs Available
Arizona Jumbo Home Loans
Arizona Non-Confirming Home Loans
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Arizona USDA Home loans
100% Rural Arizona Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Arizona Native american Home Loans
Arizona Hud 184 Home Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Arizona Manufactured Home loans
Great Alternative Arizona Housing
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Arizona Reverse Mortgage Loans
Your Arizona Home at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Arizona Non QM Home loans
Making Arizona Mortgages Possible
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment Properties
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Arizona One Time Close Home Loans
Build Your Arizona Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Arizona Refinance Mortgage loans
Arizona Rate & Term Refinance
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Arizona Cashout Mortgage Loans
Arizona Equity Mortgage Loans
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education