Capital Home Mortgage Texas

Texas Mortgage Programs

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Capital Home Mortgage Texas Home Loan Programs

Welcome to Capital Home Mortgage Texas. We understand that purchasing a home is the biggest decision of the most people lives. Capital Home Mortgage Texas dedicated loan officers are here to ensure a stress free experience with an on time closing.  Capital Home Mortgage is a full service Texas Mortgage Company providing a complete line of Texas Home Loan Programs. 

Thank you again for your interest in Capital Home Mortgage Texas and we look forward to providing you next home loan.

Why Texas is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Texas Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Texas Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Texas Mortgage Rates

Capital Home Mortgage Texas is dedicated to offering great Texas Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Texas Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Loan Officer

Texas Mortgage Loan Programs

Texas Home Purchase

Buying a Texas Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Texas Renovation Home Loans

Texas Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Renovation
  • Freddie Mac Home Choice Renovation

Texas FHA Home Loans

1st Time Texas Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Texas VA Home Loans

100% Loans for Texas Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Texas Conventional Home Loans

Flexibility for Texas Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Texas Jumbo Home Loans

Great Texas Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Texas USDA Home Loans

Texas Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Texas Native American Loans

Texas Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Texas Manufactured Home Loans

Texas Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Texas Reverse Mortgages

Your Texas Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Texas Cash-Out Refinance

Texas Cash-Out Refinance

  • Debt Consolidation
  • Investment Opportunity
  • Plan a Vacation
  • Home Improvement

Texas Mortgage Refinance

Texas Rate & Term Refinance

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available