*Rates Assumptions

* Rates are subject to change without notice.
* Annual Percentage Rate (APR) calculations assume a detached, owner-occupied primary residence; a loan-to-value ratio of 95%, a minimum FICO score of 740; and a loan amount of $400,000 unless otherwise specified. Note USDA and VA can be 100% and FHA 96.5%

Rates may be higher for loan amounts under $400,000 and lower credit scores. Please call for details.

* Closing Costs assume that the borrower will escrow monthly property tax and insurance.
* Subject to underwriter approval; not all applicants will be approved.
* Assumes – 30 Day Rate Lock.
* Rates based on Utah property.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply
* Assumes 1.00% Point Discount