Capital Home Mortgage Vermont
Vermont Home Loans
Vermont Mortgage Lender
Welcome to Capital Home Mortgage Vermont. First, we want to thank you for the opportunity to earn your mortgage business. We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing. After all, buying a home should be exciting, not stressful. As a direct Vermont Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Vermont Mortgage Company providing a complete line of home loan products along with great Vermont Mortgage Rates.
Whether you are a first-time homebuyer looking at a Vermont FHA Home Loan, active duty or retired veteran needing a Vermont VA Home Loan, or a seasoned buyer with a Vermont Conventional Home Loan we are here to help.
Thank you again for your interest in our services and we look forward to providing you next home loan.
Why Vermont is Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Vermont Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Vermont Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Vermont Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Vermont Loan Programs
Vermont Home Purchase
Buying a Vermont Home?
- Primary, 2nd, Investment
- Low Rates & Low Fees
- Conventional, FHA, VA, USDA
- Jumbo, Reno, Manufactured
Vermont Renovation Home Loans
Vermont Rehab Loans
- Remodel, Renovate, Repair
- FHA 203K Streamline or Full
- Fannie Mae Homestyle Reno
- Freddie Mac Choice Reno
Vermont FHA Home Loans
1st Time Vermont Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores Allowed
Vermont VA Home Loans
100% Loans for Vermont Veterans
- Simply Qualifying
- No Down Payments
- Lower Credit Scores Allowed
- Manual Underwriting Allowed
Vermont Conventional Home Loans
Flexibility for Vermont Buyers
- Primary, 2nd, Investment
- Great Rates & Low Fees
- Single and Multi-Family
- Renovation Loan Programs
Vermont Jumbo Home Loans
Great Vermont Rates
- Primary & 2nd Homes
- Higher Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
Vermont USDA Home Loans
Vermont Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes
- Closing Costs Can Be Rolled In
Vermont Native American Loans
Vermont HUD 184 Loans
- Primary Residence Only
- Manual Underwrite All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
Vermont Manufactured Home Loans
Vermont Mobile Homes
- Purchase or Refinance
- New Home Purchase
- OTC Combo Land & Home
- FHA, VA, USDA, & HUD 184
Vermont Reverse Mortgages
Your Vermont Home at Work!
- Primary Residence Only
- Simple Qualifying
- Credit Scores Not Applicable
- Minimum Age 62
Vermont Mortgage Refinance
Vermont Cash-Out or Rate and Term
- Reduce Mortgage Term
- Lower Monthly Payments
- Appraisal Waivers
- Streamline Options Available
Vermont Non Qualified Mortgage
Making Vermont Mortgages Possible
- Purchase, Refi & Cash-out
- Primary, 2nd & Investment
- Full Doc & Alt Doc Programs
- Corporations OK
