Jumbo Home Loans
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Investor Specific Guidelines

What is a Jumbo Home Mortgage Loan?

Jumbo home loans, also called a non-conforming home loans, are home loan that exceeds the county lending limits of the government entitled loans secured by Fannie Mae or Freddie Mac. The lending threshold differs by state and county and is determined by the maximum county limits for Fannie Mae or Freddie Mac.  Jumbo loans are backed by private investors and have different underwriting requirements from traditional Conventional home loans, FHA home loans, USDA Home Loans and VA home loans.  Meaning no guarantee or protection of foreclosure is provided to the investors.  Consequently, mortgage underwriting guidelines are not standardized and generally subject to the individual investor requirements. These guidelines are typically more restrictive, but do make it possible for larger home purchases to be financed.  Have questions about a Jumbo home mortgage or Jumbo mortgage rates?  Call Today to speak with a Loan Officer.

Quick Facts for Jumbo Home Loans?

  • Up to 3 Million Loan Amounts
  • Up to 90% Loan to Value (Credit Restrictions Apply)
  • Base Loan Amounts Varies by State and County
  • Subject to Investor Requirements
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