Capital Home Mortgage Nashville
Nashville VA Home Loans
Nashville Va Mortgage Lender
Welcome to Capital Home Mortgage Nashville. As a devoted VA mortgage lender in the area, we strive to provide competitive rates and low fees for VA home loans to veterans and homeowners, all while ensuring outstanding customer service.
We want to express our gratitude for your service and are privileged to have the chance to earn your business. We recognize that utilizing your Nashville VA Home Loan Benefit to purchase a home is a significant choice. Whether this is your first time using your VA entitlement or you have done so before, we will guide you through the entire VA loan process seamlessly. At Capital Home Mortgage Nashville, our dedicated VA Loan officers are here to ensure a smooth experience that leads to a timely closing. Remember, buying a home with your VA Benefit should be a thrilling journey—you’ve earned it.
Capital Home Mortgage Nashville serves as a Nashville VA Mortgage Lender, overseeing the entire lending process. With our in-house processing and underwriting, we ensure swift, sensible approvals and prompt closings. As a direct VA endorser, we control every aspect, from application to funding.
Call (615) 549-5666 today and talk to one of our Nashville VA Loan Officers about Nashville VA Mortgage Rates.
Nashville VA Mortgage Rates
Nashville Military Presence
Nashville hosts multiple military bases that serve different branches of the United States Armed Forces. These bases are essential for national defense, training operations, and support missions.
Fort Campbell: Located on the Nashville-Kentucky border near Clarksville, Nashville, Fort Campbell is a major Army installation primarily known as the home of the 101st Airborne Division (Air Assault). It also hosts the 160th Special Operations Aviation Regiment (Airborne), the 5th Special Forces Group (Airborne), and other tenant units.
Arnold Air Force Base: Situated near Tullahoma, Nashville, Arnold Air Force Base is the world’s most advanced and largest flight simulation test facility. The Air Force Test Center operates it and supports various aerospace testing and evaluation missions.
Naval Support Activity Mid-South (NSA Mid-South): Located near Millington, Nashville, NSA Mid-South serves as the Navy’s Human Resources Center of Excellence and hosts various Navy, Marine Corps, Army, Air Force, and federal agencies.
McGhee Tyson Air National Guard Base: Situated near Knoxville, Nashville, McGhee Tyson Air National Guard Base is home to the 134th Air Refueling Wing of the Nashville Air National Guard. It supports aerial refuelling missions and provides support to both state and federal missions.
Holston Army Ammunition Plant: Located near Kingsport, Nashville, Holston AAP is a significant producer of explosive materials and ammunition for the U.S. Army. It plays a crucial role in ensuring the armed forces’ readiness.
These installations contribute significantly to the local economies of their respective regions and play vital roles in national defense and security. Additionally, Nashville is home to various state reserve and National Guard units, further enhancing its military presence and contributions to the nation’s defense capabilities.
What is a Nashville Va Home Loan?
Nashville VA Home Loans are available to active-duty service members, reservists, honorably discharged veterans, retired and disabled service members, and surviving spouses.
VA refers to the “Veterans Administration,” the agency responsible for managing all benefits for veterans, including home loans. Founded in 1944 as part of the GI Bill of Rights, the VA was created to assist those who served in the military in achieving financial stability and equality with their civilian peers by facilitating credit access and wealth accumulation.
It is crucial to recognize that the VA does not directly provide loans; instead, it offers lenders a guarantee that protects them from financial loss in case of foreclosures.
Essentially, the VA covers a part of the loan that a buyer would typically need to contribute as a down payment, enabling them to secure a loan with no down payment required. VA loans come with a funding fee that each borrower must pay, which can be included in the loan amount. This fee helps sustain the guarantee fund, making the 100% VA home loan feasible. Additionally, veterans with at least a 10% disability are not required to pay this funding fee.
Nashville provides tailored benefits for Veterans, including reduced property taxes that vary based on the type and percentage of their disability rating.
Nashville VA Eligibility
The Nashville VA Home Loan can be used for multiple purposes, such as a Nashville VA Purchase Loan, a Nashville VA “IRRRL” Streamline Refinance Loan, or a Nashville VA Refinance Cash Out Conversion refinance, which allows borrowers to switch from another mortgage type to a Nashville VA Home Mortgage. To qualify, applicants must meet one of the outlined eligibility criteria.
- Active Duty – 90 days Wartime / 180 Days Peacetime
- Honorable Discharged – 22 Months of Completed Service
- National Guard / Reserves – 6 Years Completed Service
- Spouse of a Service Member who Died in the line of Duty or Service related Disability
Nashville VA Purchase Loan
Capital Home Mortgage Nashville is honored to assist Nashville Veterans in achieving home ownership in the area. The advantages of a Nashville VA Home Purchase Loan are numerous. We encourage you to contact one of our Nashville VA Loan Officers to explore the various benefits and options available. We sincerely appreciate your service.
We are dedicated to assisting active duty service members, active reservists, honorably discharged veterans, retired and disabled service members, and surviving spouses in realizing their home ownership aspirations.
- Simply Qualifying for Veterans
- No Down Payment Required
- Lower Credit Scores Accepted
- Manual Underwriting Allowed
- No Monthly Mortgage Insurance
- Seller concessions to 4%
- higher debt to income Allowed
- Manufactured homes permitted
Nashville VA "IRRRL" StreamLine REfinance Loan
Capital Home Mortgage Nashville is proud to serve Nashville Veterans in reducing the mortgage payment through a streamline refinance AKA “IRRRL” VA home loan.
Contact our Nashville VA Loan Officers to discuss the streamline process and how simple it is to reduce your payments. Thank you again for you service!
Proudly serving active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses reduce their mortgage payments.
- VA IRRRL Rate & Term
- Streamline Option
- No Appraisal Required
- No Income Verification
Nashville VA Refinance Cash Out Conversion Loan
Capital Home Mortgage Nashville is proud to serve Nashville Veterans in converting their current mortgage program over to a Nashville VA Home Mortgage and enjoy the many benefits of a Nashville VA home loan. Contact our Nashville VA Loan Officers to discuss the streamline process and how simple it is to reduce your payments. Thank you again for you service!
Proudly serving active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses reduce their mortgage payments.
- Cash-Out or Loan Conversion
- Full Documentation
- Appraisal Required
- Income Verification Required
Apply for a Nashville VA Home Loan!
VA Home Loans are very attractive because they enable Veterans to purchase properties with no money ddown and no mortgage insurance. If you’re considering buying a property in Nashville, contact the experts at Capital Home Mortgage Nashville to discuss whether a VA Home Loan is your best option.
Call today (615) 549-5666 to talk to one of our Nashville VA Loan Officers.
Why Nashville is Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Low Fees
Exceptional Service
7 Day a Week Support Application to Final Payment
Nashville Mortgage Company Reviews
Nashville Mortgage Team
Nashville Mortgage Programs
Nashville Purchase loans
Looking to Purchase a Nashville Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Nashville Renovation Home Loans
Looking to Rehab a Nashville Home?
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Nashville FHA Home loans
Great 1st Time Nashville Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Nashville va Home Loans
100% Financing for Nashville Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Nashville Conventional Home loans
Flexibility for Nashville Homebuyers
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
Nashville Jumbo Home Loans
Nashville Non-Confirming Home Loans
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Nashville USDA Home loans
100% Nashville Rural Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Nashville Native american Loans
Nashville Hud 184 Home Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Nashville Manufactured Home loans
Great Nashville Alternative Housing
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Nashville Reverse Mortgage Loans
Your Nashville Home at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Nashville Non QM Home loans
Making Nashville Mortgages Possible
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Nashville One Time Close Home Loans
Build Your Nashville Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Nashville Refinance Mortgage loans
Nashville Rate & Term Refinance
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Nashville Cashout Mortgage Loans
Nashville Equity Mortgage Loans
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
