Capital Home Mortgage Nashville

Nashville Renovation Home Loans

Purchase / Reno
Refi / Reno
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Nashville RenoVation Mortgage Lender

Capital Home Mortgage Nashville welcomes you to explore our comprehensive offerings for homebuyers and homeowners in Nashville. We are committed to delivering the most current Nashville Renovation Home Loan Programs at competitive rates and fees, all while ensuring exceptional customer service. Whether you are interested in a Nashville Fannie Mae HomeStyle Home Loan, a Nashville Freddie Mac Choice Home Loan, or a Nashville FHA 203K Home Loan, we have a tailored solution. As a dedicated Nashville Renovation Mortgage Lender, we recognize that home renovation is a significant undertaking filled with uncertainties. Therefore, Capital Home Mortgage Nashville provides specialized renovation experts to guide you through every step, from budgeting to selecting the appropriate Nashville Renovation Home Loan program, culminating in a timely closing.  

Capital Home Mortgage Nashville oversees the comprehensive lending process. Our internal processing and underwriting facilitate prompt, pragmatic approvals and efficient closings. As a direct lender, we maintain complete authority over all aspects, from the application stage to funding and the final construction draw.

Call today (615) 569-5666 to talk to one of our Nashville Renovation Loan Team.

Nashville Renovation Mortgage Rates

Nashville renovation REhab Overview

Nashville’s booming economy and increasing population are evident in the state’s vibrant and varied construction and renovation industry. The city has seen remarkable economic expansion, attracting both companies and residents. This surge in growth has led to a heightened need for new home builds and renovation initiatives.

With the increasing population in the state, Nashville is experiencing a significant demand for new housing developments, thanks to its abundant job opportunities and reasonable living expenses. As a result of the housing shortage, home renovations and upgrades are gaining traction in Nashville. Many homeowners are not only purchasing older homes for renovation but are also actively enhancing their current properties. Common renovation projects include expanding living spaces, modernizing bathrooms and kitchens, and implementing energy-efficient upgrades.

The significance of ecological and energy-efficient construction methods is increasingly recognized. Builders and developers are adopting sustainable building practices to comply with environmental regulations and tackle climate challenges. In Nashville, following state and local building codes throughout construction and renovation endeavors is essential.

The construction industry heavily relies on skilled labor to meet project demands. Contractors and construction firms in Nashville may face challenges related to the availability and retention of workers.

Nashville REnovation Home Loans

Capital Home Mortgage Nashville provides a comprehensive range of home renovation mortgage options designed to assist all homebuyers in transforming an older property into their ideal residence. Contact us today to consult with a Nashville Renovation Specialist regarding the Nashville Fannie Mae HomeStyle Home Loan, Nashville Freddie Mac Choice Home Loan, or Nashville FHA 203K Home Loans.

Nashville Fannie Mae HomeStyle Home Loan

Fannie Mae Homestyle Reno is a program that allows a Nashville homeowner multiple renovations options… from a simple luxury addition, to small cosmetic updates to a full rehabilitations.

  • 95% LTV Primary Residence
  • 97% LTV 1st Time Buyer Single Family
  • 85% LTV on 1 Unit Investment
  • 90% LTV on Second Home
  • Purchase & Refinance
  • As Completed Values
  • Maximum Loan Amount – $766,550
  • High Balance (Varies By County)

Nashville Freddie Mac Choice Home Loan

Freddie Mac Choice Reno is a great alternative to a new home purchase.  It allows for a Nashville buyer to renovate a home as part of purchase or refinance bringing it back to life. Making your dream home come true might just be updating that older home.

  • 95% LTV Primary Residence
  • 97% LTV 1st Time Buyer Single Family
  • 85% LTV on 1 Unit Investment
  • 90% LTV on Second Home
  • Minimum Credit Score 620
  • Luxury Renovations are Eligible
  • Maximum Loan Amount – $766,550
  • High Balance (Varies By County)

Nashville FHA 203K Home Loans

FHA 203K is a great option for makes cosmetic changes to an older home.  It allows a Nashville FHA buyer to update out of date cosmetics of a home as part of purchase or refinance.  Make that old home new with a Streamline 203K renovation.

  • Purchase & Refinance Options
  • Primary Residences Only
  • Single, Multi Family & Condo’s
  • As-Is Improved Renovated Value
  • 203K Streamline
  • Less < 35K, Cosmetic Repairs Only
  • 203K Full Rehab
  • Greater > 35K, No Restrictions

Apply for a Nashville Renovation Home Loan!

Nashville Renovation Home Mortgages present a compelling opportunity for borrowers, as they facilitate the purchase of properties requiring some repairs at a lower cost. If you are contemplating the acquisition of a fixer-upper in Nashville, Tennessee, it is advisable to reach out to the professionals at Capital Home Mortgage Chattanooga to evaluate whether a rehabilitation loan is the most suitable choice for your needs.

Call today (615) 549-5666 to talk to one of our Nashville Renovation Loan Officers.

Why Nashville is Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Payment

Nashville Mortgage Company Reviews

Nashville Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506

Amanda Ravallo

Sr Loan Officer
NMLS #1702894
Nashville Mortgage Programs

Nashville Purchase loans

Looking to Purchase a Nashville Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
  • Primary, 2nd Home, Investment
  • Low Rates & Fees, No fee Options
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured, Construction, Reverse

Nashville Renovation Home Loans

Looking to Rehab a Nashville Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
  • Remodel, Renovate or Repairs
  • FHA 203K Streamline 
  • FHA Full Documentation Rehab
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Nashville FHA Home loans

Great 1st Time Nashville Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.
  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

Nashville va Home Loans

100% Financing for Nashville Vets

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
  • No Mortgage Loan Limits
  • Simple Qualifying
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Manual Underwriting Allowed

Nashville Conventional Home loans

Flexibility for Nashville Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
  • Primary, 2nd Home, Investment
  • Single and Multi-Family Properties
  • Variable Mortgage Insurance Options
  • Low Rates & a Variety of Terms
  • Renovation Programs Available

Nashville Jumbo Home Loans

Nashville Non-Confirming Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
  • Primary & 2nd Homes
  • Variety of Mortgage Programs
  • Simple Qualifying for Veterans
  • Investor Specific Guidelines
  • Credit Score Minimums

Nashville USDA Home loans

100% Nashville Rural Home Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.
  • Primary Residences
  • No Down Payment Required
  • New Manufactured Homes Allowed
  • Closing Costs / Repairs Rolled In
  • Geographic and Income Limits Apply

Nashville Native american Loans

Nashville Hud 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.
  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance, and Renovation

Nashville Manufactured Home loans

Great Nashville Alternative Housing

Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land/Home Combo
  • Lock at Contract
  • FHA, VA, USDA, Native American

Nashville Reverse Mortgage Loans

Your Nashville Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • No Credit Score Requirements
  • Minimum Age 62
  • Purchase, Refinance, and Cash-Out

Nashville Non QM Home loans

Making Nashville Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
  • Purchase, Refinance & Cash-out
  • Primary, Secondary, Investment
  • Full Doc Programs
  • Alt Doc Programs
  • Corporations OK

Nashville One Time Close Home Loans

Build Your Nashville Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.
  • Primary Residences Only
  • One Time Close
  • Lock Rate at Closing
  • Traditional Final Mortgages
  • No Payments During Construction

Nashville Refinance Mortgage loans

Nashville Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.
  • Lower Monthly Payment
  • Shorten Mortgage Term
  • Streamline Options Available
  • Appraisal Waivers Allowed
  • VA IRRRL’s

Nashville Cashout Mortgage Loans

Nashville Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Dream Vacation
  • Higher Education

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