Capital Home Mortgage Murfreesboro

Murfreesboro Renovation Home Loans

Purchase / Reno
Refi / Reno
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Murfreesboro RenoVation Mortgage Lender

Capital Home Mortgage Murfreesboro is excited to offer a complete line of loan programs for both homebuyers and current homeowners in the vibrant Murfreesboro area. We pride ourselves on delivering the latest Renovation Home Loan Programs with highly competitive rates and fees, all while providing unmatched customer service. Whether you’re considering a Fannie Mae HomeStyle Loan, a Freddie Mac Choice Renovation Loan, or an FHA 203K Loan, we have customized solutions to meet your needs and renovation goals. Our team understands that home renovation is a substantial commitment and can often feel overwhelming, so we offer personalized guidance to make the process smoother and more manageable.

At Capital Home Mortgage Murfreesboro, we specialize in renovation financing, ensuring each client is paired with a renovation expert who will walk them through every project phase. From accurately budgeting to choosing the ideal Renovation Home Loan program, we’re here to streamline the experience and bring your renovation vision to life with a hassle-free and timely closing. We believe that transforming your home should be an exciting and rewarding journey, and we are here to ensure that every detail is handled with precision and care.

Capital Home Mortgage Murfreesboro takes full control of the lending process as a direct lender. Our in-house processing and underwriting teams are dedicated to providing fast, common-sense approvals that keep your project moving forward. By managing everything internally—from the application and approval stages to funding and construction draws—we ensure a seamless and efficient experience from start to finish. You can trust that with us; every aspect of your renovation loan is handled professionally and with complete transparency.

Reach out today at (615) 569-5666 to speak with one of our Murfreesboro Renovation Loan experts. We’re ready to help you turn your home improvement dreams into reality.

Murfreesboro Renovation Mortgage Rates

Murfreesboro renovation REhab Overview

Murfreesboro offers a variety of property renovation and rehabilitation loan programs designed to help homebuyers and homeowners finance home improvements and repairs. These loans provide flexibility, allowing borrowers to cover both small-scale renovations and major rehabilitation projects. Popular options include the FHA 203K Loan, which combines home purchase or refinance costs with renovation expenses. The Standard 203K is suited for larger structural repairs, while the Limited 203K covers minor, non-structural upgrades.

For conventional financing, the Fannie Mae HomeStyle Renovation Loan and the Freddie Mac CHOICERenovation Loan offer flexible options for various home improvements. Both loans allow borrowers to finance up to 75% of the home’s after-renovation value and can be used for projects ranging from luxury upgrades to disaster preparedness enhancements. These programs provide an excellent opportunity for homeowners and buyers looking to improve their properties significantly.

The USDA Section 504 Home Repair Program targets low-income rural homeowners, offering loans and grants to repair or modernize homes. This program is especially beneficial for elderly homeowners who need to address health and safety concerns. It provides vital assistance to those living in rural areas outside Murfreesboro who may not qualify for other loan options.

These renovation loan programs allow borrowers to combine renovation and purchase costs into one mortgage, increasing flexibility and expanding options for homebuyers. With the ability to finance a wide range of projects, these loans are a valuable tool for enhancing property value and building equity, especially in a competitive real estate market like Murfreesboro.

Murfreesboro REnovation Home Loans

Capital Home Mortgage in Murfreesboro offers extensive mortgage solutions tailored for home renovations, helping every homebuyer turn a vintage property into their dream home. Reach out to us today to speak with a Murfreesboro Renovation Specialist about the Murfreesboro Fannie Mae HomeStyle Home Loan, the Murfreesboro Freddie Mac Choice Home Loan, or the Murfreesboro FHA 203K Home Loans.

Murfreesboro Fannie Mae HomeStyle Home Loan

Fannie Mae Homestyle Reno offers Murfreesboro homeowners a variety of renovation possibilities, ranging from elegant luxury expansions to minor cosmetic enhancements and even complete rehabs.

  • 95% LTV Primary Residence
  • 97% LTV 1st Time Buyer Single Family
  • 85% LTV on 1 Unit Investment
  • 90% LTV on Second Home
  • Purchase & Refinance
  • As Completed Values
  • Maximum Loan Amount – $766,550
  • High Balance (Varies By County)

Murfreesboro Freddie Mac Choice Home Loan

Freddie Mac Choice Reno offers an excellent option for buying a home without starting from scratch. For buyers in Murfreesboro, this program enables you to renovate an existing property during the purchase or refinancing process, breathing new life into it. Transforming your dream home could be as simple as modernizing an older residence.

  • 95% LTV Primary Residence
  • 97% LTV 1st Time Buyer Single Family
  • 85% LTV on 1 Unit Investment
  • 90% LTV on Second Home
  • Minimum Credit Score 620
  • Luxury Renovations are Eligible
  • Maximum Loan Amount – $766,550
  • High Balance (Varies By County)

Murfreesboro FHA 203K Home Loans

The FHA 203K program is an excellent choice for those looking to refresh the appearance of an older home. It enables buyers in Murfreesboro to modernize outdated features during the purchase or refinancing. Transform that vintage property into a contemporary gem with a Streamline 203K renovation!

  • Purchase & Refinance Options
  • Primary Residences Only
  • Single, Multi Family & Condo’s
  • As-Is Improved Renovated Value
  • 203K Streamline
  • Less < 35K, Cosmetic Repairs Only
  • 203K Full Rehab
  • Greater > 35K, No Restrictions

Apply for a Murfreesboro Renovation Home Loan!

Applying for a home renovation loan in Murfreesboro is an intelligent investment. It allows homeowners to enhance their property’s value and customize their space to fit their needs in a growing and affordable market. With Clarksville’s strong economy, expanding infrastructure, and proximity to Fort Campbell, renovating your home can provide a solid return on investment and increase future resale potential. Renovation loans offer flexible financing options, enabling homeowners to complete essential repairs or luxury upgrades, ultimately improving their quality of life while building equity in one of Tennessee’s fastest-growing cities.

Call today (615) 549-5666 to talk to one of our Murfreesboro Renovation Loan Officers.

Why Murfreesboro is Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Payment

Murfreesboro Mortgage Company Reviews

Murfreesboro Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506

Amanda Ravallo

Sr Loan Officer
NMLS #1702894
Murfreesboro Mortgage Programs

Murfreesboro Purchase loans

Looking to Purchase a Murfreesboro Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
  • Primary, 2nd Home, Investment
  • Low Rates & Fees, No fee Options
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured, Construction, Reverse

Murfreesboro Renovation Home Loans

Looking to Rehab a Murfreesboro Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
  • Remodel, Renovate or Repairs
  • FHA 203K Streamline 
  • FHA Full Documentation Rehab
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Murfreesboro FHA Home loans

Great 1st Time Murfreesboro Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.
  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

Murfreesboro va Home Loans

100% Financing for Murfreesboro Vets

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
  • No Mortgage Loan Limits
  • Simple Qualifying
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Manual Underwriting Allowed

Murfreesboro Conventional Home loans

Flexibility for Murfreesboro Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
  • Primary, 2nd Home, Investment
  • Single and Multi-Family Properties
  • Variable Mortgage Insurance Options
  • Low Rates & a Variety of Terms
  • Renovation Programs Available

Murfreesboro Jumbo Home Loans

Murfreesboro Non-Confirming Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
  • Primary & 2nd Homes
  • Variety of Mortgage Programs
  • Simple Qualifying for Veterans
  • Investor Specific Guidelines
  • Credit Score Minimums

Murfreesboro USDA Home loans

100% Murfreesboro Rural Home Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.
  • Primary Residences
  • No Down Payment Required
  • New Manufactured Homes Allowed
  • Closing Costs / Repairs Rolled In
  • Geographic and Income Limits Apply

Murfreesboro Native American Home Loans

Murfreesboro Hud 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.
  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance, and Renovation

Murfreesboro Manufactured Home loans

Great Murfreesboro Alternative Housing

Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land/Home Combo
  • Lock at Contract
  • FHA, VA, USDA, Native American

Murfreesboro Reverse Mortgage Loans

Your Murfreesboro Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • No Credit Score Requirements
  • Minimum Age 62
  • Purchase, Refinance, and Cash-Out

Murfreesboro Non QM Home loans

Making Murfreesboro Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
  • Purchase, Refinance & Cash-out
  • Primary, Secondary, Investment
  • Full Doc Programs
  • Alt Doc Programs
  • Corporations OK

Murfreesboro Construction Home Loans

Build Your Murfreesboro Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.
  • Primary Residences Only
  • One Time Close
  • Lock Rate at Closing
  • Traditional Final Mortgages
  • No Payments During Construction

Murfreesboro Refinance Mortgage loans

Murfreesboro Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.
  • Lower Monthly Payment
  • Shorten Mortgage Term
  • Streamline Options Available
  • Appraisal Waivers Allowed
  • VA IRRRL’s

Murfreesboro Cashout Mortgage Loans

Murfreesboro Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Dream Vacation
  • Higher Education

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