South Carolina Mortgage Lender

South Carolina Mortgage Company

Capital Home Mortgage South Carolina is a direct South Carolina Mortgage Lender that provides a comprehensive range of South Carolina Home Mortgage Programs specifically designed to meet the requirements of every South Carolina needing a new home loan.  Because we are a direct South Carolina Mortgage Company, we have an advantage over South Carolina Mortgage Brokers in that we can control the entire lending process, from the application to the processing, underwriting, and funding of the South Carolina

Home Loan.  Regardless of whether you have lived in South Carolina for your entire life or are new to the state and want to buy your first home, refinance your current mortgage, or consolidate your debt, our highly experienced Capital Home Mortgage South Carolina Team will provide the right South Carolina Mortgage Loan Program to match your budget and your particular needs.

As no South Carolina Borrowers are identical, we provide our South Carolina loan officers with the tools, support and flexibility to make the right decisions for their customers. This progressive approach to lending along with a streamlined mortgage process is our way of making the South Carolina Dream of homeownership a reality for our customers.

Our devoted team of mortgage professionals in South Carolina is focused on our customers and making certain that the process of obtaining a house mortgage is as stress-free and easy as possible through our efforts. We would like to express our gratitude for your consideration of Capital Home Mortgage South Carolina as a potential partner in the process of realizing your dream of house ownership. We await the opportunity to be of service to you.

Call today (803) 769-7772 to begin the process or to one of our South Carolina Loan Officers.

South Carolina Mortgage Rates

Why South Carolina is Choosing Capital Home Mortgage

Close On Time

Complete Control from Application to Funding

Competitive Rates & Fees

Direct Lender with Complete Mortgage Programs

Exceptional Service

Customer Support Application to Final Payment

South Carolina Mortgage Company Reviews

South Carolina Mortgage Team

Conor Hayhurst

Branch Manager
NMLS #743506

South Carolina Mortgage Programs

South Carolina Purchase loans

Looking to Purchase a South Carolina Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
  • Primary, 2nd Home, Investment
  • Competitive Rates & Fees, No fee Options
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured, Construction, Reverse

South Carolina Renovation Home Loans

Looking to Rehab a South Carolina Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
  • Remodel, Renovate or Repairs
  • FHA 203K Streamline 
  • FHA Full Documentation Rehab
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

South Carolina FHA Home loans

Great 1st Time South Carolina Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.
  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

South Carolina va Home Loans

100% Financing for South Carolina Vets

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
  • No Mortgage Loan Limits
  • Simple Qualifying
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Manual Underwriting Allowed

South Carolina Conventional Home loans

Flexibility for South Carolina Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
  • Primary, 2nd Home, Investment
  • Single and Multi-Family Properties
  • Variable Mortgage Insurance Options
  • Low Rates & a Variety of Terms
  • Renovation Programs Available

South Carolina Jumbo Home Loans

South Carolina Non-Confirming Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
  • Primary & 2nd Homes
  • Variety of Mortgage Programs
  • Simple Qualifying for Veterans
  • Investor Specific Guidelines
  • Credit Score Minimums

South Carolina USDA Home loans

100% South Carolina Rural Home Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.
  • Primary Residences
  • No Down Payment Required
  • New Manufactured Homes Allowed
  • Closing Costs / Repairs Rolled In
  • Geographic and Income Limits Apply

South Carolina Native american Loans

South Carolina Hud 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.
  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance, and Renovation

South Carolina Manufactured Home loans

Great South Carolina Alternative Housing

Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land/Home Combo
  • Lock at Contract
  • FHA, VA, USDA, Native American

South Carolina Reverse Mortgage Loans

Your South Carolina Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • No Credit Score Requirements
  • Minimum Age 62
  • Purchase, Refinance, and Cash-Out

South Carolina Non QM Home loans

Making South Carolina Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
  • Purchase, Refinance & Cash-out
  • Primary, Secondary, Investment
  • Full Doc Programs
  • Alt Doc Programs
  • Corporations OK

South Carolina One Time Close Home Loans

Build Your South Carolina Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.
  • Primary Residences Only
  • One Time Close
  • Lock Rate at Closing
  • Traditional Final Mortgages
  • No Payments During Construction

South Carolina Refinance Mortgage loans

South Carolina Rate & Term Refinance

Refinancing can be a hard decision and may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
  • Lower Monthly Payment
  • Shorten Mortgage Term
  • Streamline Options Available
  • Appraisal Waivers Allowed
  • VA IRRRL’s

South Carolina Cashout Mortgage Loans

South Carolina Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor.
  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Dream Vacation
  • Higher Education
South Carolina Cities
Charleston Home Loans
Columbia Home Loans
North Charleston Home Loans

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