Purchase Mortgage Lender
Welcome to Capital Home Mortgage As a Purchase Mortgage Lender we are dedicated to provide homebuyers with Purchase Home Loans at competitive Purchase Mortgages Rates with low fees while ensuring outstanding customer service. We understand that a Home Purchase can be stressful and is one of the biggest decisions in most peoples lives. That is why we provide dedicated points of contacts to guide buyers through the home buying process while educating them on the different types of home purchase loans in US. Our goal is to make the home buying experience quick and easy while helping buyers evaluate and make the best decision on the loan that fits their individual needs.
Whether you are a first-time home buyer seeking a FHA Purchase Loan, looking at a rural property and needing a USDA Purchase Loan, a Native American Purchase Loan, a an active duty or retired veteran in need of VA Purchase Loan, or a seasoned buyer in need of a Conventional Home Loan, we can help.
Capital Home Mortgage is a Purchase Mortgage Lender that manages the entire lending process from application to the funding. Our in-house processing and underwriting enables for quick, common sense approvals and timely closings.
Call today (800) 804-5181 to talk to one of our Purchase Loan Officers.
Jumbo Home Mortgage Rates
Interests rates are calculated using several factors. Depending on the type of mortgage you are looking at and the impact of the items below can determine the interest rates.
- Demand for Mortgage Securities
- Property Securing the Mortgage
- Occupancy of the Property
- Loan to Value of the Property
- Borrower’s Credit Worthiness
Jumbo Home Loans
- Primary Residence and 2nd Homes
- Higher Loan Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
Jumbo Home Mortgage Loans
Are you wondering about Jumbo Home Loans or Jumbo Mortgage Rates, and if it’s the right mortgage for you? We can help you understand the advantages of a Jumbo Home Mortgage. Jumbo Home Mortgages offer buyers the ability to purchase properties over the conforming limits set by Fannie Mae and Freddie Mac. These higher loan amounts make it possible to purchase more expensive homes while still keeping the down payment at 10% or below.
Ready to get started? Call now and one of our mortgage professionals will answer your questions and walk you through the pre-approval. Thank you for allowing us the opportunity to provide your home financing needs. Call (800) 804-5181 to speak with our Home Loan Specialists.
Why HomeBuyers Are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Competitive Rates & Fees
Direct Lender with Complete Mortgage Programs
Exceptional Service
Customer Support Application to Final Payment
South Carolina Mortgage Company Reviews
South Carolina Mortgage Team
South Carolina Mortgage Programs
South Carolina Purchase loans
Looking to Purchase a South Carolina Home?
Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
- Primary, 2nd Home, Investment
- Competitive Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
South Carolina Renovation Home Loans
Looking to Rehab a South Carolina Home?
Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
South Carolina FHA Home loans
Great 1st Time South Carolina Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
South Carolina va Home Loans
100% Financing for South Carolina Vets
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
South Carolina Conventional Home loans
Flexibility for South Carolina Homebuyers
Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
South Carolina Jumbo Home Loans
South Carolina Non-Confirming Home Loans
Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
South Carolina USDA Home loans
100% South Carolina Rural Home Loans
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
South Carolina Native american Loans
South Carolina Hud 184 Home Loans
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
South Carolina Manufactured Home loans
Great South Carolina Alternative Housing
Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
South Carolina Reverse Mortgage Loans
Your South Carolina Home at Work
Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
South Carolina Non QM Home loans
Making South Carolina Mortgages Possible
Looking for Non Traditional Home Mortgage Loan? Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
South Carolina One Time Close Home Loans
Build Your South Carolina Dream Home
Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan. Call today to see how a OTC loan works.
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
South Carolina Refinance Mortgage loans
South Carolina Rate & Term Refinance
Refinancing can be a hard decision and may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
South Carolina Cashout Mortgage Loans
South Carolina Equity Mortgage Loans
Cash-Out Mortgage Loans make use of the equity in your home. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor.
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
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