Shay Blanchard Mortgage Team

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Shay Blanchard Mortgage Team

Thank you for visiting Capital Home Mortgage and for your interest in Shay Blanchard Mortgage Team.  We are honored that your agent has entrusted us with the opportunity to provide you with your next mortgage loan.   Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service.   

Our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps you, your agent and other parties fully engaged for an on time closing.  Thank you again for giving us the opportunity to serve you.

Why Clients Are Choosing the Shay Blanchard Mortgage Team...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Todays Mortgage Rates

Capital Home Mortgage Shay Blanchard Mortgage Team is dedicated to offering Low Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Meet Your Shay Blanchard Mortgage Team

Shay Blanchard

NMLS
Business Development

Dale Gremillion

NMLS 210325
Managing Director

John Kardow

NMLS 210892
Loan Officer

Cristina Roca

NMLS 1926089
Spanish Speaking Loan Officer

Home Loan Programs

Houston Home Purchase

Buying A New Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Houston Mortgage Refinance Loans

Refinance & Save?

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available

Houston FHA Home Loans

Great for 1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Houston VA Home Loans

100% Financing for Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Houston Conventional Loans

Easy Qualifying for Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Houston USDA Home Loans

100% Financing Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Houston Jumbo Home Loans

Great Rates & Flexible Options

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Houston Reverse Mortgages

Your Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Houston Native American Loans

Helping Native Americans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Houston Manufactured Home Loans

Manufactured Home Mortgages

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Capital Home Mortgage Mortgage Reviews