Capital Home Mortgage

Reverse Mortgage

What is a Reverse Home Loan?

A Reverse Mortgage loan financially assists homeowners ages 62 and older. It accomplishes this by converting part of their homes equity into cash or credit.  The Reverse Home Loan is also called a Home Equity Conversion Mortgage or HECM.  These loans have very little restrictions on how the proceeds can be used.  The advantages are being able to use the money for a new property, medical bills, travel or supplemental income as well as elimination of the month mortgage payment. To be approved for a Reverse Home Mortgage, seniors are required to attend a counseling session assigned by the Department of Housing and Urban Development “HUD”.  This counseling covers how the loan works, the costs associated with setting up the reverse mortgage loan and the benefits that it provides.  The loan is adaptable for seniors who don’t want to continue a monthly mortgage payment or for seniors who want to continue to make payments.  Texas Reverse Home Mortgages can be used for a purchase or a refinance with or without cash being taken out.

Reverse Mortgage Loan Requirements

  • 62 years or Older
  • Primary Residence Only
  • Must Be Able to Continue to Pay Homeowners Insurance and Taxes
  • Required HUD Counseling
  • Meet Required Equity Values

Why People Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application, Processing, Underwriting, Closing and Funding.

Great Mortgage Rates

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Capital Home Mortgage Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Spanish Speaking Loan Officer
Not Sure? Take a Look at Other Mortgage Loan Products...

Capital Home Mortgage Company Reviews

© 2021 Sun West Mortgage Company, Inc. All Rights Reserved Please Click Here or refer to www.nmlsconsumeraccess.org to see where Sun West Mortgage Company, Inc. (NMLS ID 3277) is a licensed lender and servicer. We are not accepting applications from Georgia or Massachusetts residents or purchasing mortgages secured by Georgia properties at this time. Please Click Here to view Texas Complaint Notice and Servicing Disclosure. Our products and services have no affiliation with or endorsement from any government agency or body. Being High Risk Loans, Non-Conforming Jumbo & Non-QM loans may include higher interest rates, closing costs, Interest-Only periods or Pre-payment penalties. Although Sun West Mortgage Company is approved to conduct business in the state of New York, this website has not yet been approved by the State of New York Department of Financial Services. For properties located in the State of New York, this website can not be used to upload an application, please visit SWMC.com to upload an application.

Privacy Policy | Terms and Conditions | Disclaimers | Site Map