Capital Home Mortgage

One Time Close Construction Home Loan

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What is a One Time Close Construction Mortgage?

One Time Construction Loans are home loans that allow you to close on a mortgage loan as if the home was already completed.   This offers you the ability to achieve maximum financing of the property with minimal out of pocket.

Benefits of the One Time Close Loan

Achieve Maximum Financing

The OTC allows maximum loan to values.  This is considerable less as opposed to a standard construction loan that is typically capped at 80% of build cost.

Lock Today's Interest Rate

Remove the risk of the market by locking in the final rate ahead of the construction.

Close One Time

Purchasing a home can have significant costs, b y closing once your save from having to repeat title, escrow and other costs.

Why People Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application, Processing, Underwriting, Closing and Funding.

Great Mortgage Rates

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Capital Home Mortgage Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Spanish Speaking Loan Officer
Not Sure...? Take a Look at Other Mortgage Loan Products...

Capital Home Mortgage Company Reviews

© 2021 Sun West Mortgage Company, Inc. All Rights Reserved Please Click Here or refer to to see where Sun West Mortgage Company, Inc. (NMLS ID 3277) is a licensed lender and servicer. We are not accepting applications from Georgia or Massachusetts residents or purchasing mortgages secured by Georgia properties at this time. Please Click Here to view Texas Complaint Notice and Servicing Disclosure. Our products and services have no affiliation with or endorsement from any government agency or body. Being High Risk Loans, Non-Conforming Jumbo & Non-QM loans may include higher interest rates, closing costs, Interest-Only periods or Pre-payment penalties. Although Sun West Mortgage Company is approved to conduct business in the state of New York, this website has not yet been approved by the State of New York Department of Financial Services. For properties located in the State of New York, this website can not be used to upload an application, please visit to upload an application.

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