Own Farmington Mortgage Team

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Own Farmington Mortgage Team

Thank you for visiting Capital Home Mortgage and for your interest in the Re/Max Own Farmington.  We are honored that your agent has entrusted us with the opportunity to provide you with your next mortgage loan.   Our primary goal is simple… To provide a stress free experience with competitive rates, low fees and superior service.

Our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps you, your agent and other parties fully engaged for an on time closing.  Thank you again for giving us the opportunity to serve you

Why Own Farmington Clients Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great New Mexico Rates

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

New Mexico Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

New Mexico Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Capital Home Mortgage Loan Programs

New Mexico Home Purchase

Buying a New Mexico Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

New Mexico Renovation Home Loans

New Mexico Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

New Mexico FHA Home Loans

1st Time New Mexico Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

New Mexico VA Home Loans

100% Loans for New Mexico Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

New Mexico Conventional Home Loans

Flexibility for New Mexico Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

New Mexico Jumbo Home Loans

Great New Mexico Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

New Mexico USDA Home Loans

New Mexico Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

New Mexico Native American Loans

New Mexico HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

New Mexico Manufactured Home Loans

New Mexico Mobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

New Mexico Reverse Mortgages

Your New Mexico Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

New Mexico Mortgage Refinance

New Mexico Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

New Mexico Non Qualified Mortgage

New Mexico Making Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

Own Farmington Mortgage Team

Dale Gremillion

Manager
NMLS 210325

Conor Hayhurst

Manager
NMLS 743506

Kathy Rubin

Sr Loan Officer
NMLS 204449

New Mexico Mortgage Company Reviews

Farmington Mortgage Rates

Capital Home Mortgage is dedicated to offering Great Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Loan Programs

Home Purchase

FHA Home Loans

VA Home Loans

Conventional Loans

USDA Home Loans

Jumbo Home Loans

HUD 184 Native Loans

Refinance Home Loans