Capital Home Mortgage

One Time Close Construction Home Loan

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What is a One Time Close Construction Mortgage?

One Time Construction Loans are home loans that allow you to close on a mortgage loan as if the home was already completed.   This offers you the ability to achieve maximum financing of the property with minimal out of pocket.

Benefits of the One Time Close Loan

Achieve Maximum Financing

The OTC allows maximum loan to values.  This is considerable less as opposed to a standard construction loan that is typically capped at 80% of build cost.

Lock Today's Interest Rate

Remove the risk of the market by locking in the final rate ahead of the construction.

Close One Time

Purchasing a home can have significant costs, b y closing once your save from having to repeat title, escrow and other costs.

Why People Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application, Processing, Underwriting, Closing and Funding.

Great Mortgage Rates

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Capital Home Mortgage Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Spanish Speaking Loan Officer
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