Capital Home Mortgage Albuquerque

Albuquerque Home Loans

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Albuquerque Mortgage Lender

Welcome to Capital Home Mortgage Albuquerque. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision of the most people lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire mortgage process.  This ensures a stress free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful.  Albuquerque Mortgage Lender, Capital Home Mortgage controls the lending process from start to finish.  This means from application to funding we make every decision.  Our in house processing and underwriting allows for quick make sense approvals and on time closings.  Capital Home Mortgage is a full service Mortgage Company providing a complete line of mortgage products along with great Albuquerque Mortgage Rates.

Whether you are a first time homebuyer looking at an Albuquerque FHA Home Loan, an active duty or retired veteran needing an Albuquerque VA Home Loan or a seasoned buyer requesting an Albuquerque Conventional Home Loan we are here to help.

Thank you again for your interest in Capital Home Mortgage Albuquerque and we look forward to providing your new mortgage.

Why Albuquerque is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Albuquerque Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Albuquerque Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Albuquerque Mortgage Rates

Capital Home Mortgage Albuquerque is dedicated to offering great Albuquerque Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Albuquerque Mortgage Team

Conor Hayhurst

Managing Director
NMLS 743506

Kelvin Thompson

Loan Officer
NMLS 2050042

Dale Gremillion

Managing Director
NMLS 210325

Cristina Roca

Loan Officer
NMLS 1926089

Ron Ireland

Branch Manager
NMLS 328363

John Kardow

Loan Officer
NMLS 210892

Matt Williams

Loan Officer
NMLS 1945867

Amy Bird

Loan Officer
NMLS 169849

Albuquerque Mortgage Programs

Home Purchase

Buying a Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Renovation Home Loans

Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

FHA Home Loans

1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

VA Home Loans

100% Loans for Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Conventional Home Loans

Flexibility for Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Jumbo Home Loans

Great Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

USDA Home Loans

Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Native American Loans

Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Manufactured Home Loans

Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Reverse Mortgages

Your Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Cash-Out Refinance

Cash-Out Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Mortgage Refinance

Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

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