Capital Home Mortgage

J and M Homes

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Your One Stop Lending Solution - Land / Home / Utilities

Thank you for visiting Capital Home Mortgage and for your interest in J and M Homes.  We are honored that your sales agent has entrusted us with the opportunity to provide your mortgage loan.   

Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service.  Thank you again for giving us the opportunity to serve you.

Why J and M Clients Are Choosing Capital Home Mortgage
Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Capital Home Mortgage Loan Programs

FHA Home Loans

1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

VA Home Loans

100% Loans for Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

USDA Home Loans

Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

Native American Loans

HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
J and M Homes Mortgage Team

Brad Rund

Native American Lending
Manufactured Lending

Dale Gremillion

NMLS 210325

Conor Hayhurst

NMLS 743506

kelvin Thompson

Loan Officer
NMLS 2050042

Capital Home Mortgage Company Reviews