Your One Stop Lending Solution - Land / Home / Utilities
Thank you for visiting Capital Home Mortgage and for your interest in J and M Homes. We are honored that your sales agent has entrusted us with the opportunity to provide your mortgage loan. Â
Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service.  Thank you again for giving us the opportunity to serve you.
Why J and M Clients Are Choosing Capital Home Mortgage
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7Â Day a Week Support from Application to Final Mortgage Payment.Â
Capital Home Mortgage Loan Programs
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores Allowed
VA Home Loans
100% Loans for Veterans
- Simply Qualifying
- No Down PaymentsÂ
- Lower Credit Scores Allowed
- Manual Underwriting Allowed
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes
- Closing Costs Can Be Rolled In
Native American Loans
HUD 184 Loans
- Primary Residence Only
- Manual Underwrite All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
