Your One Stop Lending Solution... Land / Home / Utilities
Thank you for visiting Capital Home Mortgage and for your interest in Clayton Homes. We are honored that your sales agent has entrusted us with the opportunity to provide your mortgage loan. Â
Our goal is simple. To provide a stress free experience with competitive rates, low fees and exceptional service.  Thank you again for giving us the opportunity to serve you.
Why Clayton Home Clients Are Choosing Capital Home Mortgage
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7Â Day a Week Support from Application to Final Mortgage Payment.Â
Capital Home Mortgage Loan Programs
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores Allowed
VA Home Loans
100% Loans for Veterans
- Simply Qualifying
- No Down PaymentsÂ
- Lower Credit Scores Allowed
- Manual Underwriting Allowed
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes
- Closing Costs Can Be Rolled In
Native American Loans
HUD 184 Loans
- Primary Residence Only
- Manual Underwrite All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
