Your One Stop Lending Solution - Land / Home / Utilities
Thank you for visiting Capital Home Mortgage and for your interest in 13th Street Homes. We are honored that your sales agent has entrusted us with the opportunity to provide your mortgage loan. Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service. Thank you again for giving us the opportunity to serve you.
Our Advantages
- Dedicated Customer Lending Team
- Custom Dealership Landing Page
- 2 Hr Pre-Approvals
- 24 Hr Loan Commitments
- Lock the Rate at Time of Contract
- 3,6,9 Month Options
- No Payments During Construction
- Turn Key:
- Lending, Title, and. Escrow

Why 13th Street HomeBuyers Are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates and Low Fees
Exceptional Service
7 Day a Week Support Application to Final Mortgage Payment
Manufactured & Modular Home Loan Programs
FHA Home Loans
Great for 1st Time Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores OK
VA Home Loans
100% Financing for Veterans
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
- Simply Qualifying for Veterans
- No Down Payments Requirements
- Lower Credit Scores Accepted
- Manual Underwriting Allowed
USDA Home Loans
100% Rural Home Loans
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
- Rural Properties Only
- Primary Residence Only
- Geographic Restrictions
- Income REstrictions
Native American Home Loans
HUD 184 Home Loans
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed