Your One Stop Lending Solution

Land / Home / Utilities Combo Mortgage

Manufactured / Modular Homes

Why Dealerships Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Fixed Fee Structure

Direct Mortgage Lender Providing Competitive Rates and Fixed Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Funding to Final Inspection. 

How We Work for You

We Are the Lender

We Make the Lending Decisions

We Service 100% of the Loans

Fixed Lender Fees

Graduated Scale Based on Loan Size

Credit Score Down to 600

Below 600 on Exception Basis

Our Advantages

Dedicated Customer Service Team

Custom Landing Page for Your Dealership

2 Hr Pre-Approvals

48 Hr Loan Commitments

Lock the Rate at Time of Contract

3, 6, 9 Month Options

No Payments During Construction

Turn Key: Lending, Title and Escrow

Manufactured Home Loan Benefits

Capital Home Mortgage Loan Programs

FHA Home Loans

1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

VA Home Loans

100% Loans for Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

USDA Home Loans

Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Native American Loans

HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Contact Us Today to Get Started

Dale. Gremillion

Managing Director

Conor Hayhurst

Managing Director

Brad Rund

Director Manufactured Housing

Capital Home Mortgage Company Reviews