Capital Home Mortgage

Manufactured & Modular Homes
Turn Key Lending Solution

Why Dealerships Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Fixed Fee Structure

Direct Mortgage Lender Providing Competitive Rates and Fixed Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Funding to Final Inspection. 

How We Work for You
  • We Are the Lender
  • We Make the Lending Decisions
  • We Service 100% of the Loans
  • Fixed Lender Fees
    • Scaled Based on Loan Size
  • Credit Score Down to 600
    • Below 600 on Exception Basis

Our Advantages

  • Dedicated Customer Lending Team
  • Custom Dealership Landing Page
  • 2 Hr Pre-Approvals
  • 48 Hr Loan Commitments
  • Lock the Rate at Time of Contract
    • 3,6,9 Month Options
  • No Payments During Construction
  • Turn Key:
    • Lending, Title, and. Escrow
How We Work for You
  • We Are the Lender
  • We Make the Lending Decisions
  • We Service 100% of the Loans
  • Fixed Lender Fees
    • Scaled Based on Loan Size
  • Credit Score Down to 600
    • Below 600 on Exception Basis

Our Advantages

  • Dedicated Customer Lending Team
  • Custom Dealership Landing Page
  • 2 Hr Pre-Approvals
  • 48 Hr Loan Commitments
  • Lock the Rate at Time of Contract
    • 3,6,9 Month Options
  • No Payments During  Construction
  • Turn Key:
    • Lending, Title, and. Escrow

Capital Home Mortgage Manufactured & Modular Home Loan Programs

FHA Home Loans

  • Great for 1st Time Homebuyers
  • Smaller Down Payment
  • Higher Debt to Income Ratios
  • Flexible Underwriting
  • Lower Credit Scores Allowed

VA Home Loans

  • Simply Qualifying for Veterans
  • No Down Payment / No Loan Limits
  • Manual Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 600

VA Home Loans

    • Simply Qualifying for Veterans
    • No Down Payment / No Loan Limits
    • Manual Underwriting
    • Higher Debt to Income Ratios
    • Lower Credit Scores Allowed

USDA Home Loans

  • Great for Rural Homebuyers
  • Zero Down Payment
  • Closing Costs Can Be Rolled In
  • Income Limits By Area
  • Credit Scores Down to 620

Native American Home Loans

  • Simply Qualifying for Native Americans
  • No Credit Score Requirements
  • Manual Underwriting for All Loans
  • Tribal Grants Ratios
  • On Reservation Allowed

Native American Home Loans

  • Simply Qualifying for Native Americans
  • No Credit Score Requirements
  • Manual Underwriting for All Loans
  • Tribal Grants Ratios
  • On Reservation Allowed

Turn Key Services

National Title and Escrow

  • National Platform
  • Dedicated Manufactured Closing Team
  • Electronic Closings
  • Mobile Notary Services
  • Direct Client Support

5A Construction Services

  • National Support
  • General Contractor Support
  • HUD / VA Approved Sets
  • Lender Approved
  • Design / Build / Install Services

5A Construction Services

  • National Support
  • General Contractor Support
  • HUD / VA Approved Sets
  • Lender Approved
  • Design / Build / Install Services

Contact Us Today to Get Started

Fred White

Business Development
NMLS 9729

Brad Rund

Director
Manufactured Lending

Dale Gremillion

Manager
NMLS 210325

Kathy Rubin

Sr Loan Officer
NMLS 204449

Capital Home Mortgage Reviews