Why Dealerships are Choosing Capital Home Mortgage
Close On Time
Control of the Loan from Application to Funding
Great Rates & Low Fees
Direct Lender Providing Competitive Rates and Low Fees
Exceptional Customer Service
7Â Day a Week Support Application to Final Mortgage Payment
- We Are the Lender
- We Make the Lending Decisions
- We Service 100% of the Loans
- Fixed Lender Fees
- Scaled Based on Loan Size
- Credit Score Down to 580
Our Advantages
- Dedicated Customer Lending Team
- Custom Dealership Landing Page
- 2 Hr Pre-Approvals
- 24 Hr Loan Commitments
- Lock the Rate at Time of Contract
- 3,6,9 Month Options
- No Payments During Construction
- Turn Key:
- Lending, Title, and. Escrow

Manufactured & Modular Home Loan Programs
FHA Home Loans
Great for 1st Time Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores OK
VA Home Loans
100% Financing for Veterans
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
- Simply Qualifying for Veterans
- No Down Payments Requirements
- Lower Credit Scores Accepted
- Manual Underwriting Allowed
USDA Home Loans
100% Rural Home Loans
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
- Rural Properties Only
- Primary Residence Only
- Geographic Restrictions
- Income REstrictions
Native American Home Loans
HUD 184 Home Loans
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
National Title & escrow
Turn Key Escrow AND Title Services
National Dedicated Support for New Manufactured Housing Closings and Fundings.
- National Platform
- Dedicated Manufactured Closing Team
- Electronic Closings
- Mobile Notary Services
- Direct Client Support
5A Construction Services
Turn Key Setup Services
5A Construction Services is 100% focused on new manufactured, modular and bardominium home installation sets.
- National Support
- General Contractor Support
- HUD / VA Approved Sets
- Lender Approved
- Design / Build / Install Services