Capital Home Mortgage

One time Close Construciton Loan

Turn Key Lending Solutions

Why Clients are Choosing Capital Home Mortgage

Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates and Low Fees

Exceptional Service

7 Day a Week Support Application to Final Mortgage Payment

Property Types

Manufactured Homes
Modular Homes
Barndominiums
Single Family Residences
Chattel

How We Work for You

We Are the Lender
We Make the Lending Decisions
Fees Based on Loan Size
Credit Score Down to 550

Advantages

2 Hr Pre-Approvals
24 Hr Loan Commitments
Lock the Rate at Contract
No Payments During Construction
Customized Draw Schedule

Mortgage Loan Programs

FHA Home Loans

Great for 1st Time Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.

Smaller Down Payment
Flexible Underwriting
Higher Debt to Income Ratios
Lower Credit Scores OK

VA Home Loans

100% Financing for Veterans

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.

Simply Qualifying for Veterans
No Down Payments Requirements
Lower Credit Scores Accepted
Manual Underwriting Allowed

Conventional Home Loans

Flexibility for Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a Loan Officer.

Primary, 2nd Home, Investment
Great Rates & Low Fees
Single Family and Multi-Family
Renovation Loan Programs

Jumbo Home Loans

Non Conforming Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today to speak to a loan officer.

Primary Residence and 2nd Homes
Higher Loan Amounts – 3 Million
Great Interest Rates
Investor Specific Guidelines

USDA Home Loans

100% Rural Home Loans

USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.