Your One Stop Lending Solution
Land / Home / Utilities Combo Mortgage
Manufactured / Modular Homes
Why Dealerships Are Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Fixed Fee Structure
Direct Mortgage Lender Providing Competitive Rates and Fixed Fees.
Exceptional Customer Service
7 Day a Week Support from Application to Funding to Final Inspection.
How We Work for You
We Are the Lender
We Make the Lending Decisions
We Service 100% of the Loans
Fixed Lender Fees
Graduated Scale Based on Loan Size
Credit Score Down to 600
Below 600 on Exception Basis
Our Advantages
Dedicated Customer Service Team
Custom Landing Page for Your Dealership
2 Hr Pre-Approvals
48 Hr Loan Commitments
Lock the Rate at Time of Contract
3, 6, 9 Month Options
No Payments During Construction
Turn Key: Lending, Title and Escrow
Capital Home Mortgage Loan Programs
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores – Down to 500
VA Home Loans
100% Loans for Veterans
- Simply Qualifying for Veterans
- No Down Payments Requirements
- Credit Scores Down to 500
- Manual Underwriting Allowed
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes Allowed
- Closing Costs Can Be Rolled In
Native American Loans
HUD 184 Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
