Fred White Mortgage Team
Thank you for visiting Capital Home Mortgage and for your interest in the Fred White Mortgage Team. We are honored that your agent has entrusted us with the opportunity to provide you with your next mortgage loan. Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service. Our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps you, your agent and other parties fully engaged for an on time closing. Thank you again for giving us the opportunity to serve you.
Why Clients are Choosing the fred White Mortgage Team
Close On Time
Control of the Loan from Application to Funding
Great Rates & Low Fees
Direct Lender Providing Competitive Rates and Low Fees
Exceptional Customer Service
7 Day a Week Support Application to Final Mortgage Payment
Capital Home Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness