Capital Home Mortgage Florida

Florida Jumbo Home Loans

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Florida Jumbo Mortgage Lender

Welcome to Capital Home Mortgage.  Are you wondering about Jumbo Home Loans or Jumbo Mortgage Rates, and if it’s the right mortgage for you?  We can help you understand the advantages of a Jumbo Home Mortgage.  Jumbo Home Mortgages offer buyers the ability to purchase properties over the conforming limits set by Fannie Mae and Freddie Mac.  These higher loan amounts make it possible to purchase more expensive homes while still keeping the down payment at 20% or below. 

Ready to get started?  Call now and one of our mortgage professionals will answer your questions and walk you through the pre-approval.  Thank you for allowing us the opportunity to provide your home financing needs.

Why Florida is Choosing Capital Home Mortgage
Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Florida Rates

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Florida Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Quick Facts for Florida Jumbo Mortgage Loans

  • Up to 3 Million Loan Amounts
  • Up to 90% Loan to Value
  • Traditional and Non QM Programs
  • Subject to Investor Requirements
Home Purchase
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Have Questions?
Jumbo Home Lender Benefits
  • Up to 3 Million Loan Amounts
  • Up to 90% Loan to Value
  • Traditional and Non QM Programs
  • Subject to Investor Requirements
Home Purchase
Save Today
Have Questions?
Not Sure? Take a Look at Other Florida Mortgage Programs

Florida Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

Florida Mortgage Company Reviews

What is a Florida Jumbo Mortgage Loan?

Jumbo home loans, also called a non-conforming home loans, are home loan that exceeds the county lending limits of the GSE’s Fannie Mae and Freddie Mac.  Jumbo loans are backed by private investors and have different underwriting requirements from traditional Conventional and government home loans.   These guidelines are typically more restrictive, but do make it possible for larger home purchases to be financed.