Delaware Mortgage Lender

Your Trusted Mortgage Lender

Meet the Team...
No Credit Impact Mortgage Review

Delaware mortgage Company

As a direct mortgage lender and servicer Capital Home Mortgage offers a complete line of mortgage products for every mortgage need. Whether you looking to buy your first home, refinance your current mortgage or consolidating debt, our highly experienced capital home mortgage team of professionals will work with you to find the best loan program to fit your budget and your individual needs.  As no two loans are identical, we provide our loan officers the tools, support and flexibility to make the right decisions for their customers. This progressive approach to lending along with streamlined mortgage procedures is our way of making the American Dream of homeownership a reality for our customers.

Our dedicated team of mortgage professionals are focused on our customers and making sure that the home mortgage experience is smooth and stress free.  Thank you for considering Capital Home Mortgage as your partner in achieving your dream home ownership, we look forward to the opportunity to serve you.   

Call (302) 842-8499 to speak with our Home Loan Specialists.

Delaware Mortgage Rates

Why Home Buyers Are Choosing Delaware Home Mortgage

Close On Time
Complete Control Application to Funding
Competitive Rates & Fees
Direct Lender Full Line of Programs
Exceptional Service
Customer Support Application to Final Payment
Delaware Mortgage Company Reviews
Delaware Mortgage Team

Conor Hayhurst

Branch Manager
NMLS #743506
Delaware Mortgage Loan Officers

Linda Martin

Sr Loan Officer
NMLS #383844
Delaware Mortgage Loan Officer assistants
Shelly Gremillion

Shelly Gremillion

Production Manager
NMLS #296491

Becky Hamilton

Sr Processor
NMLS #2567339
Delaware Mortgage Business Development
Brian-Wheeler
Brian Wheeler
Business Manager
Texas / Oklahoma

Delaware Home Mortgage Programs

Delaware Home Purchase loans

Looking to Purchase a Delaware Home?
Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
  • Primary, 2nd Home, Investment
  • Competitive Rates & Fees, No fee Options
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured, Construction, Reverse

Delaware Renovation Home Loans

Looking to Rehab a Delaware Home?
Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
  • Remodel, Renovate or Repairs
  • FHA 203K Streamline 
  • FHA Full Documentation Rehab
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Delaware FHA Home loans

Great 1st Time Delaware Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.
  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

Delaware va Home Loans

100% Financing for Delaware Vets
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
  • No Mortgage Loan Limits
  • Simple Qualifying
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Manual Underwriting Allowed

Delaware Conventional Home loans

Flexibility for Delaware Homebuyers
Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
  • Primary, 2nd Home, Investment
  • Single and Multi-Family Properties
  • Variable Mortgage Insurance Options
  • Low Rates & a Variety of Terms
  • Renovation Programs Available

Delaware Jumbo Home Loans

Non-Confirming Delaware Home Loans
Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
  • Primary & 2nd Homes
  • Variety of Mortgage Programs
  • Simple Qualifying for Veterans
  • Investor Specific Guidelines
  • Credit Score Minimums

Delaware USDA Home loans

100% Delaware Rural Home Loans
USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.
  • Primary Residences
  • No Down Payment Required
  • New Manufactured Homes Allowed
  • Closing Costs / Repairs Rolled In
  • Geographic and Income Limits Apply

Delaware Native american Home Loans

Currently Not Available in Delaware
HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.
  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance, and Renovation

Delaware Manufactured Home loans

Great Alternative Delaware Housing
Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land/Home Combo
  • Lock at Contract
  • FHA, VA, USDA, Native American

Delaware Reverse Mortgage Loans

Your Delaware Home at Work
Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • No Credit Score Requirements
  • Minimum Age 62
  • Purchase, Refinance, and Cash-Out

Delaware Non QM Home loans

Making Delaware Mortgages Possible
Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
  • Purchase, Refinance & Cash-out
  • Primary, Secondary, Investment
  • Full Doc Programs
  • Alt Doc Programs
  • Corporations OK

Delaware One Time Close Home Loans

Build Your Delaware Dream Home
Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.
  • Primary Residences Only
  • One Time Close
  • Lock Rate at Closing
  • Traditional Final Mortgages
  • No Payments During Construction

Delaware Refinance Mortgage loans

Delaware Rate & Term Refinance
Refinancing can be a hard decision and may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
  • Lower Monthly Payment
  • Shorten Mortgage Term
  • Streamline Options Available
  • Appraisal Waivers Allowed
  • VA IRRRL’s

Delaware Cashout Mortgage Loans

Delaware Equity Mortgage Loans
Cash-Out Mortgage Loans make use of the equity in your home. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor.
  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Dream Vacation
  • Higher Education
Delaware Cities
Wilmington Home Loans
Dover Home Loans
Newark Home Loans
State Specific Mortgage Information
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