Capital Home Mortgage

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Thank you for visiting Capital Home Mortgage and for your interest in the Connect Realty Mortgage Team.  We are honored that your agent has entrusted us with the opportunity to provide you with your next mortgage loan.   Our primary goal is simple… To provide a stress free experience with competitive rates, low fees and superior service.

Our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps you, your agent and other parties fully engaged for an on time closing.  Thank you again for giving us the opportunity to serve you

Why Connect Realty Clients Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Today's Mortgage Rates

Capital Home Mortgage is dedicated to offering Great Mortgage Rates. 

Call now to speak with a Loan Officer or request a no obligation custom rate quote.

Mortgage Loan Programs

Home Purchase

Buying a Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Renovation Home Loans

Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

FHA Home Loans

1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

VA Home Loans

100% Loans for Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Conventional Home Loans

Flexibility for Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Jumbo Home Loans

Great Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

USDA Home Loans

Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Native American Loans

HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Manufactured Home Loans

Mobile Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Reverse Mortgages

Your Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Cash-Out Refinance

Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Mortgage Refinance

Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Connect Realty Mortgage Team

Texas Team

Kelly Cameron

Loan Officer
NMLS 178093

Dale Gremillion

Managing Director
NMLS 210325

Julie Cappelli

Loan Officer
NMLS 770641

Kathy Rubin

Sr Loan Officer
NMLS 204449

California Team

Dale Gremillion

Managing Director
NMLS 210325

Kelly Cameron

Loan Officer
NMLS 178093

Damon Embler

Loan Officer
NMLS 882260

Kathy Rubin

Sr Loan Officer
NMLS 204449

Arizona Team

Dale Gremillion

Managing Director
NMLS 210325

Kelly Cameron

Loan Officer
NMLS 178093

Damon Embler

Loan Officer
NMLS 882260

Kathy Rubin

Sr Loan Officer
NMLS 204449

Arkansas Team

Dale Gremillion

Managing Director
NMLS 210325

Conor Hayhurst

Managing Director
NMLS 743506

Kelvin Thompson

Loan Officer
NMLS 2050042

Kathy Rubin

Sr Loan Officer
NMLS 204449

Illinois Team

Dale Gremillion

Managing Director
NMLS 210325

Conor Hayhurst

Managing Director
NMLS 743506

Damon Embler

Loan Officer
NMLS 882260

Ron Ireland

Branch Manager
NMLS 328363

Rhode Island Team

Dale Gremillion

Managing Director
NMLS 210325

Conor Hayhurst

Managing Director
NMLS 743506

Damon Embler

Loan Officer
NMLS 882260

Ron Ireland

Branch Manager
NMLS 328363

Native American Mortgage Team

Brad Rund

Director Native Lending
NMLS 1702894

Dale Gremillion

Managing Director
NMLS 210325

Conor Hayhurst

Managing Director
NMLS 743506

Kathy Rubin

Sr Loan Officer
NMLS 204449

Capital Mortgage Company Reviews