Capital Home Mortgage Tempe

Tempe Home Loans

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Tempe Arizona Mortgage Lender

Home Loans In Tempe, Arizona

The city of Tempe is home to Arizona’s festivals and fairs. With so many attractions and things to do in Tempe, it’s no wonder many people are looking to purchase a home in the city.

With relatively affordable housing compared to other cities in Arizona, Tempe’s current real estate market is heating up. If you’re considering getting in on the action, we’d love to help you make it happen. At Capital Home Mortgage, we provide expert home loan assistance and funding. 

Is this your first time buying a home in Tempe? Here are some of our best tips to make the process simpler. 

5 Tips for First-Time Homebuyers in Yuma, AZ

     1. Get pre-approved for a mortgage

This process involves talking to a lender and submitting relevant financial documents to support your credibility. 

Getting pre-approved before house hunting gives you a clear idea of how much you can afford to spend on a home, which in turn helps you narrow your focus on properties within your price range. 

     2. Know your must-haves vs. your wants

When looking at homes, it’s easy to get caught up in all the fanciful features. However, knowing the difference between your must-haves and your wants is essential.

Your must-haves are the things that you need in a home. For example, if you have a family, you may need a certain number of bedrooms and bathrooms. On the other hand, your wants are things that would be nice to have but aren’t necessarily deal-breakers, like a specific type of kitchen design or yard layout. 

     3. Research different neighborhoods

Your neighborhood will impact your living experience almost as much as the design and functionality of your home. And given that you’re likely to spend the next ten or more years of your life paying for the property, you’ll want to ensure it is in the right neighborhood. 

Tempe is a large city with many different neighborhoods, each with its own personality.

Finding a community where you feel comfortable and meet your needs is crucial. For example, if you have kids, you may want to look for a neighborhood with good schools. 

     4. Choose the right deal for you

Mortgages are not one size fits all. Many types of mortgage deals are available, so it’s essential to understand your options and choose the right one.

The mortgage you choose will depend on factors like your down payment, credit score, employment history, and more. Our loan officers will take the time to explain these details and work with you to select the perfect home loan program for your situation. 

     5. Know your closing costs

When you’re buying a home, you need to be aware of a lot of additional costs. These include home inspections, appraisal fees, insurance, and more.

These closing costs can be high, so it’s important to factor them into your budget. 

Tempe, AZ Mortgage Lender

Planning your home financing in Tempe doesn’t have to be stressful. At Capital Home Mortgage, we are a one-stop resource for all your mortgage loan needs, from pre-approval to purchasing a home.

Our lineup of mortgage products includes:

Because we’re a direct mortgage lender, we can offer competitive interest rates and low fees.

Ready to Apply for a Tempe, AZ Home Loan?

Capital Home Mortgage offers a streamlined home loan process whether you’re a first-time homebuyer or seasoned real estate investor, our experienced mortgage specialists are available to answer questions. Contact us today at (480) 360-6650 to get started.

We look forward to providing your next home loan in Tempe. 

Why Tempe is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Tempe Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Tempe Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Tempe Mortgage Rates

Capital Home Mortgage Tempe is dedicated to offering Great Tempe Mortgage Rates. 

Call now to speak with a Loan Officer or request a no obligation custom rate quote.

Tempe Arizona Mortgage Loans

Tempe Home Purchases

Buying a Tempe Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Tempe Renovation Home Loans

Tempe Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Tempe FHA Home Loans

1st Time Tempe Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Tempe VA Home Loans

100% Loans for Tempe Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Tempe Conventional Home Loans

Flexibility for Tempe Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Tempe Jumbo Home Loans

Great Tempe Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Tempe USDA Home Loans

Tempe Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Tempe Native American Loans

Tempe HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Tempe Manufactured Home Loans

Tempe Home Loans

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Tempe Reverse Mortgages

Your Tempe Home at Work

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Tempe Cash-Out Refinance

Tempe Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Tempe Mortgage Refinance

Tempe Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Tempe Arizona Mortgage Team

Dale Gremillion

Managing Director
NMLS 210325

John Kardow

Loan Officer
NMLS 210892

Todd McManigal

Loan Officer
NMLS 267557

Cristina Roca

Loan Officer
NMLS 1926089

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