Capital Home Mortgage Surprise

Surprise Home Loans

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Surprise Arizona Mortgage Lender

Welcome to Capital Home Mortgage Surprise. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Surprise Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Surprise Mortgage Company providing a complete line of home loan products along with great Surprise Mortgage Rates.

Whether you are a first-time homebuyer looking at a Surprise FHA Home Loan, active duty or retired veteran needing a Surprise VA Home Loan, or a seasoned buyer with a Surprise Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next Surprise mortgage loan.

Why Surprise is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Surprise Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Surprise Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Surprise Mortgage Rates

Capital Home Mortgage Surprise is dedicated to offering Great Surprise Mortgage Rates. 

Call now to speak with a Loan Officer or request a no obligation custom rate quote.

Surprise Arizona Mortgage Loans

Surprise Home Purchases

Buying a Surprise Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Surprise Renovation Home Loans

Surprise Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Surprise FHA Home Loans

1st Time Surprise Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Surprise VA Home Loans

100% Loans for Surprise Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Surprise Conventional Home Loans

Flexibility for Surprise Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Surprise Jumbo Home Loans

Great Surprise Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Surprise USDA Home Loans

Surprise Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Surprise Native American Loans

Surprise HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Surprise Manufactured Home Loans

Surprise Home Loans

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Surprise Reverse Mortgages

Your Surprise Home at Work

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Surprise Cash-Out Refinance

Surprise Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Surprise Mortgage Refinance

Surprise Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Surprise Arizona Mortgage Team

Dale Gremillion

Managing Director
NMLS 210325

John Kardow

Loan Officer
NMLS 210892

Todd McManigal

Loan Officer
NMLS 267557

Cristina Roca

Loan Officer
NMLS 1926089

Surprise Mortgage Company Reviews

Arizona Cities

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Peoria Home Loans

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