Home Loans In Surprise, Arizona 

Surprise, Arizona, is the home to the largest tennis complex and professionally designed golf courses in the Southwest. The city also boasts a budding real estate market with rising residential property values. 

While there are several ways to finance your home purchase in the elegant city of Surprise, getting a home loan remains one of the most reliable options available. If you’re considering purchasing a home in Surprise, AZ, here’s why you should consider funding the deal with a mortgage loan.

4 Smart Reasons To Get A Mortgage In Surprise, AZ 

     1. Fast and Convenient Application Process 

We can’t speak for other lenders, but we’ve made the home loan process straightforward here at Capital Home Mortgage. We are a direct mortgage lender, meaning we make all the decisions from pre-qualification to loan funding. This also allows us to offer flexible underwriting standards and quicker true approvals on your loan. 

     2. Competitive Rates

At Capital Home Mortgage, we go a step further by making sure to consider your circumstances and helping to put your dream home within reach with competitive interest rates and customized solutions. 

     3. Wide Range of Home Loan Programs

When you’re ready to get a mortgage in Surprise, AZ, you’ll have various loan options. You can choose from fixed-rate loans, adjustable-rate loans, government-backed loans, and more. 

Our popular home loan options include FHA, VA, USDA, Jumbo, Conventional, and HUD 184 loans. We also provide various mortgage products, such as Reverse Mortgages, Refinancing, and Renovation loans. 

     4. Low Down Payment 

While the ideal down payment starts at 20% of the property purchase price, many home loan programs offer much lower down payment requirements. For instance, Conventional loans typically require only a 3% down payment, while FHA loans have set a minimum of 3.5%. Some loans, such as the VA and USDA, don’t require a down payment. 

Surprise, AZ Mortgage Lender

At Capital Home Mortgage, we know how complex the home loan process in Surprise can be, especially for first-time homebuyers. We know the ins and outs of the local housing market and can help you find the perfect home loan for your needs without hassles. 

Your mortgage loan officer will also discuss your options and provide all the education and guidance you need to make an informed decision. 

Find The Right Home Loan In Surprise, Arizona 

Real estate will forever be an investment, and there’s no better time than now to get your home loan in Surprise, AZ. Contact Capital Home Mortgage at (480) 360-6650 to get started with a quick, no-obligation quote.