Chandler Arizona Mortgage Lender
Home Loans In Chandler, Arizona
With over 275,000 people, Chandler is the fourth-largest city in Arizona. The city is known for its fantastic art murals, festivals, and performing arts. Here, residents have easy access to big-city amenities while still enjoying its small-town charm.
Real estate in Chandler has been quite active in the past few months. If you’ve been thinking of owning a home in this city, now may be a perfect time to get the ball rolling.
To help you get started, we’ve put together this quick guide on what to expect when it comes to Chandler mortgage loan applications.
Home Loan Process In Chandler, AZ
1. Speak with a mortgage loan officer
To officially kick start the home loan process, you’ll need to speak with a mortgage loan officer. At Capital Home Mortgage, our mortgage specialists are standing by to help you get the loan process underway and answer any questions you may have.
2. Submit your mortgage application
This process involves compiling all the required documents and submitting them along with the loan application to the loan officer.
If the application is accepted, it will go through underwriting. This is where the lender’s underwriter will verify all your information and documentation and make sure you can afford the loan.
3. Get pre-approved for a mortgage
By getting pre-approved, you will have a general idea of how much you can borrow from the mortgage lender and what interest rate you can expect to pay. This process includes a credit check, so it’s essential to ensure your credit score is good enough before you apply.
4. Find the right property
Once you’re pre-approved, you can start looking for the right property. Keep in mind your budget and what type of property you’re looking for.
It’s important to set your sights on a property you can realistically afford. Your loan officer can also assist with this step. They know the real estate situation in the city better, so they’re in the best position to recommend the best areas where you are likely to find a home for sale within your budget.
5. Close on your loan
Once everything has been approved, you’ll be able to close on your loan and officially become a homeowner! Closing is usually done in person at the title company.
6. Start making your payments
Now it’s time to start making your mortgage payments. You’ll want to be sure to make them on time and in full each month to avoid late payment charges and other penalties.
Chandler, Arizona Mortgage Lender
There’s a lot to think about when applying for a home loan in Chandler — but don’t worry, we’re here every step of the way. At Capital Home Mortgage, providing our clients with a stress-free and enjoyable home buying experience is our top priority.
We understand how overwhelming the home loan process can be, especially if this is your first time. Our team has taken active steps to clear out the hurdles so you can obtain the financing you need in the shortest time possible.
Find The Perfect Home Loan In Chandler, AZ
Whether you’re eyeing a luxurious villa or a cozy starter home, we can help you find the perfect Chandler home loan program to suit your needs. Call us at (480) 360-6650 to speak with our loan officers and get a quick, no-obligation quote.
Why Chandler is Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Chandler Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Chandler Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Chandler Mortgage Rates
Capital Home Mortgage Chandler is dedicated to offering Great Chandler Mortgage Rates.
Call now to speak with a Loan Officer or request a no obligation custom rate quote.
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Chandler Arizona Mortgage Loans
Chandler Home Purchases
Buying a Chandler Home?
- Primary, 2nd, Investment
- Low Rates & Low Fees
- Conventional, FHA, VA, USDA
- Jumbo, Reno, Manufactured
Chandler Renovation Home Loans
Chandler Rehab Loans
- Remodel, Renovate, Repair
- FHA 203K Streamline or Full
- Fannie Mae Homestyle Reno
- Freddie Mac Choice Reno
Chandler FHA Home Loans
1st Time Chandler Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores Allowed
Chandler VA Home Loans
100% Loans for Chandler Veterans
- Simply Qualifying
- No Down Payments
- Lower Credit Scores Allowed
- Manual Underwriting Allowed
Chandler Conventional Home Loans
Flexibility for Chandler Buyers
- Primary, 2nd, Investment
- Great Rates & Low Fees
- Single and Multi-Family
- Renovation Loan Programs
Chandler Jumbo Home Loans
Great Chandler Rates
- Primary & 2nd Homes
- Higher Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
Chandler USDA Home Loans
Chandler Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes
- Closing Costs Can Be Rolled In
Chandler Native American Loans
Chandler HUD 184 Loans
- Primary Residence Only
- Manual Underwrite All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
Chandler Manufactured Home Loans
Chandler Home Loans
- Purchase or Refinance
- New Home Purchase
- OTC Combo Land & Home
- FHA, VA, USDA, & HUD 184
Chandler Reverse Mortgages
Your Chandler Home at Work
- Primary Residence Only
- Simple Qualifying
- Credit Scores Not Applicable
- Minimum Age 62
Chandler Cash-Out Refinance
Chandler Equity Refinance
- Reduce Mortgage Term
- Lower Monthly Payments
- Appraisal Waivers
- Streamline Options Available
Chandler Mortgage Refinance
Chandler Rate & Term Refinance
- Purchase, Refi & Cash-out
- Primary, 2nd & Investment
- Full Doc & Alt Doc Programs
- Corporations OK