Capital Home Mortgage Amarillo

Amarillo Manufactured Home Loans

Amarillo Manufactured home Lender

Amarillo Manufactured Home Loans

Manufactured homes might be right up your alley if you’re searching for a more affordable means of buying your next home in Amarillo. With their prefabricated nature and affordability compared to purchasing an entirely new construction site or constructing one from scratch, there’s no doubt that they offer excellent value. While manufactured homes are less expensive than building your own house, you might still need financing for the project. That’s where manufactured home loans come in. These loans are designed specifically for people looking to finance a manufactured home and can be used for both new and used homes. Are you eyeing a manufactured home in Amarillo? Apply for a manufactured home loan with Capital Home Mortgage! We offer maximum financing for these types of purchases.

One-Time Close Construction Loan

When you buy your manufactured home, many different loans can help make it easier on yourself, including a one-time close construction loan. This loan is designed for people looking to finance their new manufactured home’s construction and purchase the land it will be placed on. With a one-time close construction loan, you only have to go through the application and approval process once, saving you time and money by avoiding the need to take out multiple loans compared to the traditional construction loan process. Plus, you can get single funding and lock in your desired rate for both purchases through an OTC loan. The OTC loan is typically the best option for those who don’t own property or lots. It will enable you to purchase a manufactured home and place it on your land. In contrast, you can only apply for a loan to finance your manufactured home if you already have land and the county you’re living in allows for manufacturing homes.

Benefits of OTC for Manufactured Homes

A manufactured home is a perfect option for those who want to buy their first house but can’t afford it. Financing through an OTC loan will make the process more manageable, and you’ll have access to some incredible benefits too! Listed are some of the benefits of a manufactured home with an OTC loan:
  • Save more on cheaper monthly payments: One of the main benefits of an OTC loan is that you’ll have access to more affordable monthly payments since the interest rate will be lower than if you had taken out multiple loans.
  • Access application conveniently: Your existing obligations and credit history are just some factors to consider when applying for an OTC loan. With this type of mortgage’s convenience, you’ll only have to go through the application once instead of multiple times.
  • Get a flexible loan structure: The terms and conditions of your loan will be more flexible with an OTC loan, which is excellent news if you’re worried about not being able to make payments on time.
  • Acquire a one-time underwriting and closing: With an OTC loan, you’ll only have to go through the underwriting and closing process once. Not only will this benefit and save you a lot of time and energy in the long run, but it will also be convenient for lenders.

Get a Manufactured Loan in Amarillo Today

Are you ready to finance your manufactured home? Capital Home Mortgage will assist you in securing the right one-time close construction loan in Amarillo. Our Home Loan Specialists are here to answer your questions.  Get a manufactured home loan in Amarillo today by contacting us at (806) 589-3428.
Why Amarillo HomeBuyers are Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Payment

Amarillo Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness
Texas Mortgage Programs

Texas Home Purchase

Thinking of Buying a Texas Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.

  • Primary, Secondary, Investment
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo, Non QM
  • Reverse, Renovation, Manufactured

Texas renovation home loans

Looking to Rehab a Texas Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not look at a renovation loan?  Purchase the Perfect Home and make it your own. Call today.

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or full
  • fannie mae homestyle reno
  • freddie mac home choice reno

Texas FHA Home Loans

Great for 1st Time Texas Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores OK

Texas VA Home Loans

100% Financing for Texas Veterans

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Lower Credit Scores Accepted
  • Manual Underwriting Allowed

Texas Conventional Home Loans

Flexibility for Texas Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a Loan Officer.

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Texas Jumbo Home Loans

Texas Non Conforming Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits.  Call today to speak to a loan officer.

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Texas USDA Home Loans

100% Rural Texas Home Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.

  • Rural Properties Only
  • Primary Residence Only
  • Geographic Restrictions
  • Income REstrictions

Texas Native American Home Loans

Texas HUD 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Texas Manufactured Home Loans

Great Alternative Texas Housing

Texas reverse mortgages

Your Texas Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.

  • primary residence only
  • simple qualifying – equity based
  • credit scores not applicable
  • Minimum age 62

Texas Non QM Home Loans

Making Texas Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Texas One Time Close mortgages

Build Your Texas Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.

  • Primary Residence Only
  • Close Once
  • Lock Rate at Contract
  • Traditional Final Mortgage

Texas Refinance Mortgage Loans

Texas Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Texas Cash-out Home mortgages

Texas Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.

  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Vacation or Education

Amarillo Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506

Sam Klaburner

Sr Loan Officer
NMLS #140132

Amarillo Mortgage Company Reviews

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