Capital Home Mortgage Maine

Bangor Home Loans

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Bangor Mortgage Lender

Home Loans In Bangor, Maine

Bangor, Maine, can be the perfect place to settle down if you’re seeking peace and quiet, away from the hustle and bustle of city life but with all the conveniences of modern-day living. However, don’t let the small-town feel of this city fool you because it’s one of the top emerging housing markets in the U.S. today. 

Bangor’s housing market has been red hot recently, with homes being sold as soon as they hit the market. This being the case, it pays to have a mortgage expert in your corner when buying a home in Bangor. 

Capital Home Mortgage can help you quickly navigate the nuances of obtaining a mortgage and ensure you get the best deal for your home.

Benefits Of Working With A Home Loan Expert

At Capital Home Mortgage, we understand how it can be difficult to purchase your dream home in Bangor, Maine. The hot real estate market and various factors impact how much you pay for a home.

Here are a few valuable ways we can assist:

  • Expertise In Home Loans

Home loan programs vary greatly, particularly in terms of eligibility, repayment terms, and interest rate. Furthermore, home loan programs are constantly changing; what you learned about them last year may no longer be accurate or relevant today.

Our professional loan officers are well-versed in the numerous types of home loans. We can go over your options with you and address questions you might have about the process.

  • Assistance In Finding The Best Mortgage Product

Selecting the right mortgage product is crucial when buying a home. From government-insured programs like FHA and VA home loans to Jumbo and Conventional loans, we can help you sort through your options to find the most appropriate home loan for your needs and budget.

  • Help With Obtaining Pre-Approval

Getting pre-approved for a mortgage is a must before going house hunting. Your pre-approval letter saves you time, and it also proves your sincerity as a home buyer and gives you a better idea of how much you can afford.

Capital Home Mortgage can assist you in obtaining a pre-approval. Our borrower assessment process is pretty straightforward. We’ll also give you helpful tips to improve your eligibility for certain types of home loans.

Bangor, Maine Mortgage Lender 

Capital Home Mortgage can help you avoid the pitfalls plaguing the home-buying process. We are a direct mortgage lender in Bangor, which means we make all decisions about your mortgage application, including funding. This enables us to provide faster processing times and more flexible loan underwriting for timely closings.

Our goal is to ensure that your Bangor home buying experience is as easy and stress-free as possible.

Let Us Help You Find The Right Home Loan

Your journey to becoming a homeowner begins with a phone call to one of our loan specialists. We will not only assist you in obtaining the home loan you need but also provide any guidance necessary at every stage of the process.

Call (207) 910-6282 to make an appointment with us!

Why Bangor is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Bangor Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Bangor Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Bangor Mortgage Rates

Capital Home Mortgage Bangor is dedicated to offering Great Bangor  Mortgage Rates.

Call now to speak with a Loan Officer or request a no-obligation custom rate quote.

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Bangor Maine Mortgage Loans

Bangor Home Purchase

Buying a Bangor Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

Bangor Renovation Home Loans

Bangor Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

Bangor FHA Home Loans

1st Time Bangor Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

Bangor VA Home Loans

100% Loans for Bangor Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

Bangor Conventional Home Loans

Flexibility for Bangor Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

Bangor Jumbo Home Loans

Great Bangor Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Bangor USDA Home Loans

Rural Bangor Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

Bangor Native American Loans

Bangor HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Bangor Manufactured Home Loans

Bangor Mobile Home Loans

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

Bangor Reverse Mortgages

Your Bangor Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

Bangor Cash-Out Refinance

Bangor Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Bangor Mortgage Refinance

Bangor Rate & Term Refinance

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

Bangor Maine Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506

Sam Klaburner

Sr Loan Officer
NMLS #140132

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