Capital Home Mortgage

Centennial Homes

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One Time Close Construction

Thank you for visiting Capital Home Mortgage and for your interest in Centennial Homes.  We are honored that you have entrusted us with the opportunity to provide you with your next mortgage loan.   Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service.  Our One time close allows you to have a turn key experience while locking in to today’s rates.  This along with our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps everyone fully engaged for an on time closing.  Thank you again for giving us the opportunity to serve you.

Why Centennial Homes Clients Are Choosing Capital Home Mortgage
Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Exceptional Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Mortgage Loan Programs

FHA Home Loans

1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

VA Home Loans

100% Loans for Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

USDA Home Loans

Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

Native American Loans

HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Centennial Homes Mortgage Team

Capital Home Mortgage Company Reviews

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